"Cheese Box" Eviction Risk: Moderate , Muncie

What pushes it up most is tenant-organizing strength at 9/10. The poverty rate is 33%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the softer side, eviction-process difficulty reads 1.5/10. Against Delaware County at 44.5%, 53% of renters here are cost-burdened. Running hot, housing-court posture reads 8.3/10.

It sits 1.3 points above the Delaware County average of 4.3. Food insecurity runs 29.4% against 17.8% nationally. Inability to pay a utility bill runs 17.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $802 a month, rents run 11% under what the rest of Muncie commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 73% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 6.9/10, which tracks how hard a shock lands on the households already here. Statewide the IN average is 3.9, so this tract runs 1.7 points hotter. Of its three components the housing type and transport measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.