Within parent city
43
th percentile
Moderate
Census Tract · Ranked #46,312 of 84,120 nationally
Mishawaka Eviction Risk: Lower
Tract 18141010400 · St. Joseph County, IN · pop 3,200 · 97% of tract blocks fall in Mishawaka
In Mishawaka, census tract 18141010400 scores 5.4/10 for eviction risk. That is riskier than roughly 53% of the 84,120 US census tracts we score.
31% of renter households here spend at least 30% of income on rent, a high level, and 7% are severely burdened at 50% or more. Average rent runs $916 a month against an average household income of $60,293 a year, roughly 18% of income at the averages. Renters make up 18% of occupied homes.
Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 12%
Owners 82%
Tract context
Occupied units1,409
Renter share18.1%
SVI overall0.21
Poverty rate10.4%
Median income$60,293
Percentile rank
Higher percentile = riskier than more peers.Within county
51
th percentile
Moderate
Within state
58
th percentile
Elevated
National
45
th percentile
Moderate
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6557, -86.1469 · click any tract to drill in
Why Mishawaka scores 3.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
10.4% poverty · this tract
2.6
Supply constraint
$916 rent vs county FMR
3.4
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8
How Mishawaka compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 21
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 22%Socioeconomic
- 58%Household composition
- 24%Racial/ethnic minority
- 18%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 14%Grade B
- 38%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 15Total filings over 1 yrs
- 3.38%Avg annual filing rate
- 3.4%Peak (2015)
- 15Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 60Total filings 2020-21
- 0.8Avg monthly (observed)
- 1.0Pre-pandemic baseline
- 0.80×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.9%Housing insecurity
- 7.9%Utility-shutoff threat
- 13.4%Food insecurity
- 7.5%SNAP enrollment
- 7.4%Transit barriers
- 8.3%No health insurance
- 19.9%Frequent mental distress
- 32.3%Any disability
Analysis
What drives eviction risk in Mishawaka
The heaviest input here is tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.80x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141010400
Q1
What is the eviction-risk score for census tract 18141010400?
Census tract 18141010400 in Mishawaka scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141010400?
Median gross rent is $916/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141010400?
10.4% of residents in tract 18141010400 live below the federal poverty line (ACS B17001, 2023). Population: 3,200.
Q4
How socially vulnerable is tract 18141010400?
CDC Social Vulnerability Index ranks this tract in the 21th percentile nationally. Sub-themes: socioeconomic 22th, household 58th, minority 24th, housing 18th.
Q5
How many evictions are filed each year in tract 18141010400?
Princeton Eviction Lab recorded 15 eviction filings across 1 validated years in tract 18141010400 (2000-2018). The average annual filing rate is 3.38% of renter households, peaking at 3.4% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 18141010400 drop during COVID?
Pandemic-era filings ran 0.80× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141010400 struggle to pay rent?
About 10.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141010400 compare to Mishawaka overall?
Tract 18141010400 scores 3.7/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141010400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
River Park
5.4
/ 10 · Moderate
Tract · IN
18141010300
5.4
/ 10 · Moderate
Tract · IN
River Park
5.2
/ 10 · Moderate
Tract · IN
River Park
5
/ 10 · Moderate
Tract · IN
McKinley Terrace
4.5
/ 10 · Moderate
Tract · IN
18141011506
4.3
/ 10 · Moderate
Tract · IN
18141011505
4.1
/ 10 · Moderate
Tract · IN
River Park
4
/ 10 · Moderate
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