Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #19,562 of 84,120 nationally
River Park Eviction Risk: Moderate , Mishawaka
Tract 18141010202 · St. Joseph County, IN · pop 1,809 · neighborhood within 1.1 mi
The Elevated-tier score of 6.4/10 for census tract 18141010202 reflects conditions in River Park in Mishawaka, Indiana. On the national scale it ranks #12,432 of 84,120 for landlord eviction difficulty.
45% of renter households here spend at least 30% of income on rent, a severe level, and 22% are severely burdened at 50% or more. Average rent runs $702 a month against an average household income of $36,029 a year, roughly 23% of income at the averages. About 71% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 32%
Stable renters 39%
Owners 29%
Tract context
Occupied units952
Renter share70.8%
SVI overall0.72
Poverty rate32.1%
Median income$36,029
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
86
th percentile
High
Within state
90
th percentile
Very High
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6616, -86.1853 · click any tract to drill in
Why River Park scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
32.1% poverty · this tract
8.0
Supply constraint
$702 rent vs county FMR
1.4
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8
How River Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 72
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 78%Socioeconomic
- 78%Household composition
- 31%Racial/ethnic minority
- 56%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 19%Grade B
- 22%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 179Total filings 2020-21
- 2.3Avg monthly (observed)
- 3.0Pre-pandemic baseline
- 0.76×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within River Park. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.3%Housing insecurity
- 12.6%Utility-shutoff threat
- 21.8%Food insecurity
- 15.8%SNAP enrollment
- 11.4%Transit barriers
- 10.6%No health insurance
- 21.3%Frequent mental distress
- 40.2%Any disability
Analysis
What drives eviction risk in River Park
What moves this score most is tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 72nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 18141010202
Q1
What is the eviction-risk score for census tract 18141010202?
Census tract 18141010202 in the River Park neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141010202?
Median gross rent is $702/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141010202?
32.1% of residents in tract 18141010202 live below the federal poverty line (ACS B17001, 2023). Population: 1,809.
Q4
How socially vulnerable is tract 18141010202?
CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 78th, household 78th, minority 31th, housing 56th.
Q5
Is tract 18141010202 considered part of River Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141010202 fall within River Park (neighborhood centroid within 1.1 miles, OSM data).
Q6
Did eviction filings in tract 18141010202 drop during COVID?
Pandemic-era filings ran 0.76× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141010202 struggle to pay rent?
About 15.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141010202 compare to Mishawaka overall?
Tract 18141010202 scores 5.4/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141010202 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
18141010300
5.4
/ 10 · Moderate
Tract · IN
River Park
5.2
/ 10 · Moderate
Tract · IN
River Park
5
/ 10 · Moderate
Tract · IN
McKinley Terrace
4.5
/ 10 · Moderate
Tract · IN
18141011506
4.3
/ 10 · Moderate
Tract · IN
18141011505
4.1
/ 10 · Moderate
Tract · IN
River Park
4
/ 10 · Moderate
Tract · IN
18141010400
3.7
/ 10 · Low
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