Within parent city
64
th percentile
Elevated
Census Tract · Ranked #35,899 of 84,120 nationally
Mishawaka Eviction Risk: Moderate
Tract 18141011506 · St. Joseph County, IN · pop 4,689 · 92% of tract blocks fall in Mishawaka
With a score of 5.9/10, tract 18141011506 in Mishawaka ranks in the Moderate tier for landlord eviction risk. The tract is home to 4,689 residents. It lands near the 72nd percentile nationally for landlord eviction risk.
About 42% of renters carry a rent burden of 30% of income or higher, a severe level, and 9% are severely burdened at 50% or more. Average gross rent is $1,054 monthly, set against $47,222 in average yearly household income, roughly 27% of income at the averages. About 63% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27%
Stable renters 37%
Owners 36%
Tract context
Occupied units2,316
Renter share63.3%
SVI overall0.74
Poverty rate14.1%
Median income$47,222
Percentile rank
Higher percentile = riskier than more peers.Within county
58
th percentile
Elevated
Within state
72
th percentile
Elevated
National
57
th percentile
Elevated
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6895, -86.1725 · click any tract to drill in
Why Mishawaka scores 4.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
14.1% poverty · this tract
3.5
Supply constraint
$1,054 rent vs county FMR
4.6
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8
How Mishawaka compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 63%Socioeconomic
- 92%Household composition
- 42%Racial/ethnic minority
- 64%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 4%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 71Total filings over 1 yrs
- 4.08%Avg annual filing rate
- 4.1%Peak (2015)
- 71Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 408Total filings 2020-21
- 5.3Avg monthly (observed)
- 6.0Pre-pandemic baseline
- 0.88×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.1%Housing insecurity
- 9.2%Utility-shutoff threat
- 15.6%Food insecurity
- 9.6%SNAP enrollment
- 8.5%Transit barriers
- 8.6%No health insurance
- 18.7%Frequent mental distress
- 33.5%Any disability
Analysis
What drives eviction risk in Mishawaka
The score leans hardest on tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 71 eviction filings here over 1 tracked years, with about 4.1% of renter households facing a filing in a typical year. Filings peaked at 4.1% of renter households in 2015.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141011506
Q1
What is the eviction-risk score for census tract 18141011506?
Census tract 18141011506 in Mishawaka scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141011506?
Median gross rent is $1,054/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141011506?
14.1% of residents in tract 18141011506 live below the federal poverty line (ACS B17001, 2023). Population: 4,689.
Q4
How socially vulnerable is tract 18141011506?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 63th, household 92th, minority 42th, housing 64th.
Q5
How many evictions are filed each year in tract 18141011506?
Princeton Eviction Lab recorded 71 eviction filings across 1 validated years in tract 18141011506 (2000-2018). The average annual filing rate is 4.08% of renter households, peaking at 4.1% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 18141011506 drop during COVID?
Pandemic-era filings ran 0.88× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141011506 struggle to pay rent?
About 12.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141011506 compare to Mishawaka overall?
Tract 18141011506 scores 4.3/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141011506 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
River Park
5.4
/ 10 · Moderate
Tract · IN
18141010300
5.4
/ 10 · Moderate
Tract · IN
River Park
5.2
/ 10 · Moderate
Tract · IN
River Park
5
/ 10 · Moderate
Tract · IN
McKinley Terrace
4.5
/ 10 · Moderate
Tract · IN
18141011505
4.1
/ 10 · Moderate
Tract · IN
River Park
4
/ 10 · Moderate
Tract · IN
18141010400
3.7
/ 10 · Low
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