Louisville Eviction Risk: Moderate

Average gross rent is $1,558, 39% above the Louisville average. The dominant input is court filing pressure at 9.2/10. Set annual rent against average income of $44,583 and the ratio lands at 42%, above the conventional 30% ceiling.

Running cool, eviction-process difficulty reads 1.6/10. Well under the midpoint, rent-regulation exposure reads 1.8/10. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

The voucher gap is 17.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 0.9 points.

The filing record is not thin: 202 evictions over 14 years of observation. Filings peaked in 2005 at 10.6% of renter households. In a typical year about 7.0% of renter households face a filing.

That is riskier than roughly 59% of the 84,120 US census tracts in this model. At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 7/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.