Louisville Eviction Risk: Moderate

What pushes it up most is court filing pressure at 9.2/10. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment. Annualized rent equals 32% of average household income of $35,694, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the softer side, eviction-process difficulty reads 1.6/10. Running hot, economic stress reads 8.3/10.

Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 0.9 points. Princeton's Eviction Lab logged 3,222 filings here across 14 tracked years. At $953 a month, rents run 15% under what the rest of Louisville commands.

The worst year on record was 2008, when 71.7% of renter households were served. In a typical year about 45.7% of renter households face a filing. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 7.9/10. Statewide the KY average is 3.9, so this tract runs 1.0 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.