Louisville Eviction Risk: Moderate

60% of renter households cross the 30%-of-income line, well above the Jefferson County average of 42.9%. What pushes it up most is economic stress at 10/10. The poverty rate is 40%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, court filing pressure reads 9.2/10. Set annual rent against average income of $33,350 and the ratio lands at 32%, above the conventional 30% ceiling. 67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, eviction-process difficulty reads 1.6/10. At $894 a month, rents run 20% under what the rest of Louisville commands. It sits 0.9 points above the Jefferson County average of 4.0.

The filing record is not thin: 4,927 evictions over 14 years of observation. The worst year on record was 2007, when 54.0% of renter households were served.

In a typical year about 38.2% of renter households face a filing. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.