Wyandotte/Oakdale Eviction Risk: Moderate , Louisville

The poverty rate is 42%, which in this model reads as reduced rent-recovery odds after a judgment. Annualized rent equals 42% of average household income of $25,815, past the 30% affordability line, which thins the margin any screening standard has to work with. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, court filing pressure reads 9.2/10. On the softer side, rent-regulation exposure reads 1.5/10.

Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 1.4 points. Against Jefferson County at 42.9%, 37% of renters here are cost-burdened.

Severe burden reaches 11%. Those are renters paying half their income or more, and that is where non-payment filings originate. Princeton's Eviction Lab logged 4,859 filings here across 14 tracked years. At $896 a month, rents run 11% under what the rest of Louisville commands.

Filings peaked in 2011 at 26.9% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.