Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from constituent census tracts, pop-weighted from real underlying ACS data.
Tenant beats landlord
16.2%
/ 100 outcomes
In court-decided eviction outcomes for Clay City, KY, tenants prevail in roughly 16.2% of contested cases. A higher number means landlords face stronger tenant defenses, longer calendars, and more required documentation, and landlord-friendliness drops as this rises.
Timeline
32d
filing → judgment
From the moment an unlawful-detainer notice is filed in Clay City, KY until a money judgment is entered, a contested eviction takes about 32 days on average. Longer timelines mean more lost rent and higher carry costs for landlords.
Cost range
$1.2–3.6k
legal + lost rent
A typical eviction in Clay City, KY costs landlords $1,211 to $3,635 all-in, covering court filing fees, process-server costs, attorney time, and lost rent during the calendar between filing and possession.
Average rent
$666
30% stretched on rent
Average gross rent in Clay City, KY is $666 per month per the U.S. Census American Community Survey (5-year 2023). 30% of renter households here spend more than 30% of pre-tax income on rent, the federal cost-burden threshold.
Renters
58.7%
of households
58.7% of occupied housing units in Clay City, KY are renter-occupied (vs owner-occupied). A higher renter share usually correlates with more eviction filings, more turnover, and a more active rental market.
Poverty
21.6%
6.2% unemp.
21.6% of Clay City, KY residents live below the federal poverty line, and unemployment runs at 6.2%. Both feed into the economic-stress sub-score in our Eviction Risk Score model because rent payment problems track poverty + joblessness more reliably than any other single signal.
Time machine
Scrub 50 years
197619861996200620162026
2026
● LIVE · today◀ REPLAY · historical
Nine-axis profile
9-axis profile · today
Shape of the risk surface
1 landlord · 10 tenant
Sub-scores · with sparkline
Where the score comes from
1 → 10 scale
Local political climate
GOP margin +54.4% (2024)
3.3
Regional political climate
County-weighted neighbor mix
3.3
State political climate
Kentucky legislature & governorship
2.1
Economic stress
21.6% poverty · 6.2% unemp.
5.3
Supply constraint
$666 average · 58.7% renters
3.2
Rent Control risk
29.7% of income on rent
1.0
Eviction process difficulty
32 days filing → judgment
2.4
Tenant organizing strength
58.7% renters
1.5
Housing court bias
County bench composition
2.3
Geographic context
Risk heat across Clay City and the region
Click any city to see its score
How Clay City compares
Risk score vs. peers, county, state, and the U.S.
Rank in Powell County
Very Low
#2of 2 cities
#2 of 2 cities in Powell County for landlord eviction risk.
Rank in Kentucky
Elevated
#210of 553 cities
#210 of 553 cities in Kentucky for landlord eviction risk.
vs. county · state · U.S.
Score story
Six-stop tour of the risk profile
2.4
/ 10 · VERY LOW
The verdict
A Very low-tier market.
Composite 2.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.
50-yr trend-0.7 over 50 yr
197620012026
Steady ratchet · no large swings
32d
Typical timeline
The money
What renting (and evicting) looks like.
Rent published at $666/mo. A contested eviction takes 32 days and costs $1,211–$3,635 per case.
50-yr trendCalendar drag rising since '15
197620012026
Court-clerk data lands in the next release.
58.7%
Renters
The renters
Who you'll be renting to.
Out of 1,204 residents, 58.7% rent. 30% are spending 30%+ income on rent, 21.6% below the poverty line.
50-yr trendRenter share rising
197620012026
ACS 1970-present · once the migration overlay is in.
3.3
Local + regional
The politics
Light-statute interior market.
Local & regional political climate score 3.3 and 3.3 (GOP margin +54.4% (2024)). State climate at 2.1, a mid-range statehouse.
50-yr trendTracks county vote margin
197620012026
Built on 50-yr presidential margins back to 1976.
2.1
State politics
The process
Moderate calendar, moderate friction.
State political climate 2.1/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.4, housing court bias 2.3, rent-control risk 1. Standard process speed for the state.
50-yr trendProcess difficulty +-2.6 since '00
197620012026
Court-clerk data lands in the next release.
5.3
Economic stress
The stress
Economic pressure is the background risk.
Economic stress: 5.3. Supply constraint: 3.2. The numbers behind those: 21.6% poverty, 6.2% unemployment, 30% of income on rent.
50-yr trendTwo visible dips · '08 + COVID
197620012026
Mirrors BLS unemployment series.
US eviction landscape · timeline × all-in cost
Clay City sits in the quick & cheap quadrant
Bubble size = population · color = risk score
Clay City · 32d · ~$2.4k all-in ($76/day) · score 2.4National average: 58d · $4.6k all-inHover any bubble for stats · click to openColor: 0–4 4–7 7–10
Landlording in Clay City, Kentucky, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.4/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.
Clay City is a city of 1,204 residents where 58.7% of occupied units are renter-occupied, and the typical renter spends 29.7% of income on rent. At an average rent of $666/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.
01Process
How Clay City eviction process actually works
Eviction process difficulty here reads 2.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Clay City closes 32 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.
The slow part of Clay City's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.
02Cost
What it costs (and how long it takes)
An all-in eviction in Clay City runs $1,211 to $3,635 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.
For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 32 days of typical timeline and $666/month in lost rent, that crossover happens fast here.
03Operations
Security deposits, screening, and lease terms
Tenant organizing strength scores 1.5/10 in Clay City, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:
Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Kentucky, deposit cap and refund window are statute, so exceed them at your own risk.
Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy
What an everyday landlord should actually do here
If you own one to four units in Clay City: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.
The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Kentucky's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,635 all-in fight is the realistic worst case.
04bPractical traps
Local traps to avoid in Clay City
Trap · 2.3/10
For landlords, the 3.5/10 score is most actionable when combined with Powell County's specific court behavior. Housing-court bias sub-score: 2.3/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ
Frequently asked questions
Q1
What's the absolute fastest I can get a tenant out in Clay City?
The fastest typical timeline for an eviction in Clay City is around 32 days from the initial notice to the sheriff lockout. This assumes the tenant doesn't fight the eviction and you follow all procedures perfectly. Any misstep or tenant resistance will extend this.
Q2
Can I really just tell a tenant to leave without a reason in Kentucky?
Yes, Kentucky does not have a statewide "just-cause" eviction requirement. For month-to-month tenancies, you can issue a 30-day notice to terminate without needing to provide a specific reason. For fixed-term leases, you'd generally need a lease violation to evict before the term ends.
Q3
What happens if my tenant pays part of the rent after I give them an eviction notice?
Be very careful here. Accepting any partial payment after you've issued a "pay-or-quit" notice can be interpreted as you waiving your right to evict based on that notice. You would likely have to issue a brand new notice and restart the entire eviction process, adding significant delays and lost rent. It's generally best to decline partial payments once the eviction process has begun unless you explicitly agree to new terms in writing.
Q4
Do I have to give a tenant their security deposit back if they broke the lease?
You can deduct legitimate costs from the security deposit, even if the tenant broke the lease. This includes unpaid rent, damages beyond normal wear and tear, and cleaning costs if specified in the lease. You must still provide an itemized list of deductions within 60 days. You cannot deduct for normal wear and tear or use it to cover your lost rent if you didn't re-rent the unit quickly enough, for example.
Q5
Is it worth hiring an attorney for an eviction in Clay City, given the low risk score?
Even with a low risk score, an attorney can be invaluable, especially if it's your first eviction or if the tenant is uncooperative. They ensure all notices are correct, filings are timely, and represent you in court. This can prevent costly delays due to procedural errors and potentially save you more in lost rent and legal fees in the long run than their initial cost.
A 2.4/10 places Clay City in the 64th percentile of Kentucky cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.
Cities with similar eviction risk to Clay City (2.4/10)
Same risk band nationally · click any city for its full breakdown.
