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Georgetown, Kentucky eviction risk overview
Ranked #1,611 of 1,865 nationally

Georgetown, KY Eviction Risk: VERY LOW

Scott County · Population 39,117

In 2026
Risk score
2.3
VERY LOW

53th percentile, Kentucky.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.7 Now2.3
3.5 2.1 1976 · score 3.1 1977 · score 3.1 1978 · score 3.1 1979 · score 3.2 1980 · score 3.3 1981 · score 3.3 1982 · score 3.3 1983 · score 3.2 1984 · score 2.7 1985 · score 2.6 1986 · score 2.6 1987 · score 2.4 1988 · score 2.3 1989 · score 2.3 1990 · score 2.3 1991 · score 2.4 1992 · score 2.9 1993 · score 2.9 1994 · score 2.9 1995 · score 2.9 1996 · score 2.9 1997 · score 2.9 1998 · score 2.9 1999 · score 2.9 2000 · score 2.8 2001 · score 2.8 2002 · score 2.8 2003 · score 2.7 2004 · score 2.6 2005 · score 2.6 2006 · score 2.5 2007 · score 2.4 2008 · score 2.5 2009 · score 2.7 2010 · score 2.7 2011 · score 2.7 2012 · score 2.5 2013 · score 2.5 2014 · score 2.3 2015 · score 2.3 2016 · score 2.2 2017 · score 2.2 2018 · score 2.1 2019 · score 2.1 2020 · score 3.3 2021 · score 3.5 2022 · score 2.7 2023 · score 2.4 2024 · score 2.3 2025 · score 2.3 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.4 Regional 4.4 State 2.1 Economic 5.8 Supply 7.5 Rent Control 5.0 Eviction 1.9 Tenant 7.7 Housing 5.5 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +27.7% (2024)
    4.4
  2. Regional political climate
    County-weighted neighbor mix
    4.4
  3. State political climate
    Kentucky legislature & governorship
    2.1
  4. Economic stress
    12.2% poverty · 3.9% unemp.
    5.8
  5. Supply constraint
    $1,255 average · 37.7% renters
    7.5
  6. Rent Control risk
    27.2% of income on rent
    5.0
  7. Eviction process difficulty
    35 days filing → judgment
    1.9
  8. Tenant organizing strength
    37.7% renters
    7.7
  9. Housing court bias
    County bench composition
    5.5
Geographic context

Risk heat across Georgetown and the region

Click any city to see its score

How Georgetown compares

Risk score vs. peers, county, state, and the U.S.
Rank in Scott County
Very High
#1 of 3 cities
Rank in county, 100th percentileLowHigh
#1 of 3 cities in Scott County for landlord eviction risk.
Rank in Kentucky
Moderate
#285 of 553 cities
Rank in state, 49th percentileLowHigh
#285 of 553 cities in Kentucky for landlord eviction risk.
vs. county · state · U.S.
Georgetown risk score vs. county / state / U.S.Georgetown: 2.32.3GeorgetownThis cityCounty: 2.32.3Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.8 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 35d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,255/mo. A contested eviction takes 35 days and costs $1,270–$3,604 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 37.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 39,117 residents, 37.7% rent. 27% are spending 30%+ income on rent, 12.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.4
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.4 and 4.4 (GOP margin +27.7% (2024)). State climate at 2.1, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.1
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.1/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 5.5, rent-control risk 5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.8. Supply constraint: 7.5. The numbers behind those: 12.2% poverty, 3.9% unemployment, 27% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Georgetown sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Lexington-Fayette urban county, KY · 32d · ~$2.1k all-in ($66/day) · score 2.4 Lexington-Fayette urban county Louisville, KY · 34d · ~$2.1k all-in ($62/day) · score 2.4 Louisville Louisville, KY · 32d · ~$2.1k all-in ($64/day) · score 3.2 Louisville Bowling Green, KY · 31d · ~$2.0k all-in ($63/day) · score 2.4 Bowling Green Owensboro, KY · 35d · ~$2.2k all-in ($62/day) · score 2.3 Owensboro Columbus, OH · 38d · ~$2.7k all-in ($72/day) · score 3.1 Columbus Indianapolis, IN · 37d · ~$2.4k all-in ($64/day) · score 2.7 Indianapolis Cincinnati, OH · 37d · ~$2.8k all-in ($75/day) · score 3.4 Cincinnati Dayton, OH · 38d · ~$2.6k all-in ($67/day) · score 3.4 Dayton Fishers, IN · 39d · ~$2.4k all-in ($62/day) · score 2.2 Fishers Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Georgetown
Georgetown · 35d · ~$2.4k all-in ($70/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Georgetown, KY

Landlording in Georgetown, Kentucky, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Georgetown is a city of 39,117 residents where 37.7% of occupied units are renter-occupied, and the typical renter spends 27.2% of income on rent. At an average rent of $1,255/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Georgetown eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Georgetown closes 35 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Georgetown's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Georgetown runs $1,270 to $3,604 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 35 days of typical timeline and $1,255/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.7/10 in Georgetown, and the city has limited rent control exposure (5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Kentucky, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Georgetown: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Kentucky's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,604 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Georgetown

Trap · 12.2%
Local poverty rate is 12.2%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Scott County. Rent-control-risk sub-score: 5/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Georgetown without a reason?

Yes, Kentucky does not have a statewide "just-cause" eviction requirement for ending a lease. However, you must still provide proper notice, typically a 30-day notice for a month-to-month tenancy or at the end of a fixed-term lease. You cannot evict for discriminatory or retaliatory reasons.

Q2

How long does it take for the sheriff to lock out a tenant after a court order?

Once you have a Writ of Possession from the court, the timeline for the sheriff's lockout can vary. It usually happens within a few days to a week after you deliver the writ to them, depending on their schedule and availability. It's not instant, so don't expect it the same day.

Q3

What if my tenant pays part of the rent after I give them a 7-day notice?

Be very careful here. Accepting a partial payment after serving a pay-or-quit notice can be seen as waiving your right to evict based on that notice, and you might have to start the eviction process all over again. It's generally best to either accept full payment or proceed with the eviction. Consult an attorney if you're unsure.

Q4

Can I change the locks myself if the tenant doesn't move out after the eviction order?

Absolutely not. Self-help evictions are illegal in Kentucky. You must go through the proper legal process and have the sheriff execute the Writ of Possession. Changing locks yourself or shutting off utilities can lead to severe legal penalties against you.

Q5

Is there rent control in Georgetown, KY?

No, there is no rent control in Georgetown or anywhere else in Kentucky. The state has a ban on rent control, meaning landlords are generally free to set market rates for their properties. Our Kentucky rent control rules page has more information.

Q6

What if the tenant leaves personal property behind after eviction?

Kentucky law has specific rules for abandoned property. You generally cannot just dispose of it. You must store it for a certain period (usually 30-60 days) and attempt to notify the tenant. If they don't claim it, you can then sell it or dispose of it. Consult an attorney or review KRS § 383.695 for the exact procedure.

06Score

What this score means for landlords2

A 2.3/10 places Georgetown in the 53rd percentile of Kentucky cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.