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Neighborhood · Garrison, MD

Tobin Eviction Risk: Moderate

2 census tracts · pop 12,388 · pop-weighted Eviction Risk Score 5.6/10 · range 4.9–6.2

Tobin takes in 2 census tracts of Garrison, MD and houses 12,388 people. It carries an Eviction Risk Score of 5.6/10, in the Moderate tier. 21% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The main counterweight is economic stress, at 2.2/10. The 2 tracts inside this boundary do not behave alike. Individual scores run 4.9 to 6.2, a 1.3-point gap wide enough that the area average misleads on any specific address. Sitting well above the midpoint is tenant-organizing strength at 7.5/10.

Average gross rent is $1,625, 17% below the Garrison average of $1,952. Against a Garrison baseline of 26.0%, around a third of renters here cross the 30%-of-income line. Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

34% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.3 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
5.6
Moderate
2 tracts · population-weighted
Tobin vs Garrison How this neighborhood stacks against the citywide average
% of income on rent
30.3% +17%
Garrison: 26.0%
Average gross rent
$1,625 -17%
Garrison: $1,952
Average HH income
$107,582 +11%
Garrison: $96,916
Poverty rate
8.5% -21%
Garrison: 10.8%
Renter share
34.4% -30%
Garrison: 49.4%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Tobin and the region

Click any tract to drill in · 2 tracts span score 4.9–6.2

Why Tobin scores 5.6

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.7–5.7 across tracts
5.7
Regional political climate
County-level mix · 2024 presidential margin · Range 6.4–6.4 across tracts
6.4
Local political climate
Parent city governance · Range 6.7–7.5 across tracts
7.1
Rent control risk
30% of income on rent · Range 4.5–8.9 across tracts
6.6
Eviction process difficulty
State notice requirements & court backlog · Range 5.0–5.3 across tracts
5.1
Tenant organizing strength
34% renter households · Range 5.8–9.1 across tracts
7.5
Housing court bias
County bench composition · Range 5.0–7.0 across tracts
6.0
Economic stress
8.5% below poverty line · Range 1.0–3.4 across tracts
2.2
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.6–4.8 across tracts
3.2
Risk score comparison

Tobin vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Tobin score vs. parent city, state, U.S.5.6TobinNeighborhood6.3Parent cityhost city5.5Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Tobin

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
24005403702 6.2 6,358 24% $1,932
24005402603 4.9 6,030 37% $1,301
Social Vulnerability Index

CDC SVI percentile: 40

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 28%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 35%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 70%ile
Hispanic + non-white share of population
Housing & transport 59%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Tobin

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Tobin

Q1

What is the eviction-risk score for Tobin?

Tobin scores 5.6/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Tobin compare to Garrison overall?

Tobin scores 0.7 points lower than Garrison overall (6.3/10). Renters spend 30% of income on rent vs 26% citywide. Average rent: $1,625 vs $1,952.
Q3

What is the average rent in Tobin?

Average gross rent in Tobin is $1,625/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 30% of renter households are cost-burdened.
Q4

What percentage of Tobin residents are renters?

34% of Tobin households are renter-occupied (vs 49% in Garrison). The neighborhood has 12,388 residents.
Q5

Is Tobin a high social-vulnerability area?

Tobin sits in the 40th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Tobin have the highest eviction risk?

The highest-risk constituent tract in Tobin is census tract 24005403702 (score 6.2/10). Across the 2 tracts in this neighborhood the score ranges from 4.9 to 6.2, a spread of 1.3 points.
Q7

How safe is Tobin for landlords?

Tobin carries a moderate-tier eviction-risk profile for landlords (5.6/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Garrison as a whole (6.3/10), this neighborhood is lower-risk.
Q8

What is the demographic breakdown of Tobin?

Tobin has 12,476 residents. Top groups: Black (non-Hispanic) (51.3%), White (non-Hispanic) (39.7%), Other / Multiracial (4.4%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Tobin

Sibling neighborhoods

Other neighborhoods inside Garrison

Same parent city, ranked by score similarity to Tobin.

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