3 census tracts · pop 9,342 · pop-weighted Eviction Risk Score 5.7/10
· range 5.4–6.1
Howardsville takes in 3 census tracts of Lochearn, MD, population 9,342. It carries an Eviction Risk Score of 5.7/10, in the Moderate tier. 40% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.
63% of renters here are cost-burdened at the 30% threshold, dramatically above the Lochearn rate of 34.1%. At $1,973 a month, rents sit 35% over what the rest of Lochearn commands. The main counterweight is economic stress, at 1.7/10.
On the high side is rent-regulation exposure at 7.6/10. That places it #6 of 5 neighborhoods in Lochearn.
The closest comparables inside the same city are Woodmoor and Willow Glen. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
Its 3 tracts score within 0.7 points of one another, so the area figure travels well to individual addresses. Annual rent works out to 27% of average household income of $87,034.
33% of occupied units are renter-occupied.
With little internal variation, 5.7/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
5.7
Moderate
3 tracts · population-weighted
Howardsville vs LochearnHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority75%ile
Hispanic + non-white share of population
Housing & transport57%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Howardsville
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
15.2%Housing insecurity
9.6%Utility shutoff threat
17.4%Food insecurity
14.0%SNAP enrollment
7.7%No health insurance
28.7%Any disability
Frequently asked
About Howardsville
Q1
What is the eviction-risk score for Howardsville?
Howardsville scores 5.7/10 (Moderate tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Howardsville compare to Lochearn overall?
Howardsville scores 0.2 points lower than Lochearn overall (5.9/10). Renters spend 63% of income on rent vs 34% citywide. Average rent: $1,973 vs $1,460.
Q3
What is the average rent in Howardsville?
Average gross rent in Howardsville is $1,973/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 63% of renter households are cost-burdened.
Q4
What percentage of Howardsville residents are renters?
33% of Howardsville households are renter-occupied (vs 35% in Lochearn). The neighborhood has 9,342 residents.
Q5
Is Howardsville a high social-vulnerability area?
Howardsville sits in the 49th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Howardsville have the highest eviction risk?
The highest-risk constituent tract in Howardsville is census tract 24005403401 (score 6.1/10). Across the 3 tracts in this neighborhood the score ranges from 5.4 to 6.1, a spread of 0.7 points.
Q7
How safe is Howardsville for landlords?
Howardsville carries a moderate-tier eviction-risk profile for landlords (5.7/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Lochearn as a whole (5.9/10), this neighborhood is in line with the citywide level.
Q8
What is the demographic breakdown of Howardsville?
Howardsville has 9,700 residents. Top groups: Black (non-Hispanic) (52.8%), White (non-Hispanic) (31.1%), Hispanic / Latino (8.2%). Source: ACS 5-year 2023, table B03002.
