Neighborhood · Lochearn, MD

Howardsville Eviction Risk: Lower

3 census tracts · pop 9,342 · pop-weighted Eviction Risk Score 3.1/10 · range 2.9–3.2

Howardsville is a black-white neighborhood in Lochearn with 3 census tracts and a population of 9,342 residents. The neighborhood's pop-weighted eviction-risk score of 3.1/10 (Lower tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 63% of renters here pay at least 30% of household income on rent, and 40% are severely cost-burdened (≥50% of income). Average gross rent of $1,973/month sits 35% higher than the Lochearn citywide average ($1,460).

Risk score

3.1

Lower

3 tracts · population-weighted

Howardsville vs Lochearn How this neighborhood stacks against the citywide average

% of income on rent

62.9% +84%

Lochearn: 34.1%

Average gross rent

$1,973 +35%

Lochearn: $1,460

Average HH income

$87,034 +14%

Lochearn: $76,256

Poverty rate

6.7% -27%

Lochearn: 9.1%

Renter share

32.9% -6%

Lochearn: 35.1%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Howardsville and the region

Click any tract to drill in · 3 tracts span score 2.9–3.2

Why Howardsville scores 3.1

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 5.7–5.7 across tracts

5.7

Regional political climate

County-level mix · 2024 presidential margin · Range 6.4–6.4 across tracts

6.4

Local political climate

Parent city governance · Range 6.7–8.9 across tracts

8.1

Rent control risk

63% of income on rent · Range 6.9–8.1 across tracts

7.6

Eviction process difficulty

State notice requirements & court backlog · Range 5.0–5.4 across tracts

5.2

Tenant organizing strength

33% renter households · Range 6.6–6.8 across tracts

6.7

Housing court bias

County bench composition · Range 5.7–6.5 across tracts

6.2

Economic stress

6.7% below poverty line · Range 1.1–2.3 across tracts

1.7

Supply constraint

Rent-to-FMR gap & zoning friction · Range 3.0–7.8 across tracts

5.1

Risk score comparison

Howardsville vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Variance across tracts

How uniformly does eviction risk play out in Howardsville?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution

0246810

Spread of 0.3 points from 2.9 to 3.2. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.

Tracts as heat grid

3.2 3.1 2.9

Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.

Census tracts

3 tracts in Howardsville

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
24005403401	3.2	3,604	54%	$1,706
24005403300	3.1	2,268	67%	$1,571
24005403201	2.9	3,470	70%	$2,513

Social Vulnerability Index

CDC SVI percentile: 49

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 33%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 55%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 75%ile

Hispanic + non-white share of population

Housing & transport 57%ile

Multi-unit structures, mobile homes, crowding, no vehicle

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Howardsville

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

15.2%Housing insecurity
9.6%Utility shutoff threat
17.4%Food insecurity
14.0%SNAP enrollment
7.7%No health insurance
28.7%Any disability

Frequently asked

About Howardsville

What is the eviction-risk score for Howardsville?

Howardsville scores 3.1/10 (Lower tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Howardsville compare to Lochearn overall?

Howardsville scores 3.3 points lower than Lochearn overall (6.4/10). Renters spend 63% of income on rent vs 34% citywide. Average rent: $1,973 vs $1,460.

What is the average rent in Howardsville?

Average gross rent in Howardsville is $1,973/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 63% of renter households are cost-burdened.

What percentage of Howardsville residents are renters?

33% of Howardsville households are renter-occupied (vs 35% in Lochearn). The neighborhood has 9,342 residents.

Is Howardsville a high social-vulnerability area?

Howardsville sits in the 49th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

Which tracts in Howardsville have the highest eviction risk?

The highest-risk constituent tract in Howardsville is census tract 24005403401 (score 3.2/10). Across the 3 tracts in this neighborhood the score ranges from 2.9 to 3.2, a spread of 0.3 points.

How safe is Howardsville for landlords?

Howardsville carries a lower-tier eviction-risk profile for landlords (3.1/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Lochearn as a whole (6.4/10), this neighborhood is lower-risk.

What is the demographic breakdown of Howardsville?

Howardsville has 9,700 residents (Black-White Neighborhood). Top groups: Black (non-Hispanic) (52.8%), White (non-Hispanic) (31.1%), Hispanic / Latino (8.2%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Howardsville

3.6 Willow Glen 3 tracts · pop 11,030 3 Hebbville 2 tracts · pop 8,299 3.5 Rockdale 4 tracts · pop 19,418 4.2 West Glen 2 tracts · pop 7,660 3.1 Tobin 2 tracts · pop 12,388 4.3 Featherbed 2 tracts · pop 11,101

Sibling neighborhoods

Other neighborhoods inside Lochearn

Same parent city, ranked by score similarity to Howardsville.

3.2 Woodmoor 1 tracts · pop 3,539 3.7 Willow Glen 3 tracts · pop 11,030 4 Seton Business Park 1 tracts · pop 2,225 4.2 West Glen 2 tracts · pop 7,660

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