Holyoke Center Eviction Risk: High

Food insecurity affects 47.9% of adults, 30.1 points above the national rate. What pushes the score up most is tenant-organizing strength at 9.6/10. 90% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Well under the midpoint is supply constraint, at 1/10. Annualized rent equals 33% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

The severe-burden share is 23%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. On the high side is economic stress at 8.8/10. Disability prevalence reaches 50.1% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

Average gross rent is $847, 17% below the Holyoke average of $1,021. The closest comparables inside the same city are Oakdale and The Flats. Social vulnerability runs high at 9.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.