Quadrangle-Mattoon Street Historic District Eviction Risk: Elevated

Set annual rent against average household income of $19,435 and the ratio lands at 61%, above the conventional 30% ceiling. Cost burden runs roughly two in three against 35.3% citywide, putting Quadrangle-Mattoon Street Historic District 33.2% over its own city.

34.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The strongest single driver of the headline number is economic stress at 10/10.

The poverty rate is 58%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. 98% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

On the softer side is supply constraint, at 1.6/10. 20.8% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

At $982 a month, rents sit 14% under what the rest of Springfield commands. Running hot is eviction-process difficulty at 7/10. That places it #1 of 13 neighborhoods in Springfield.

The closest comparables inside the same city are Ames Hill-Crescent Hill Historic District and Forest Park.

One tract means one number: 7.9/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.