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Neighborhood · Ranked #7,836 of 84,120 nationally

Holyoke Center Eviction Risk: High

Tract 25013811600 · Hampden County, MA · pop 3,477 · neighborhood within 0.4 mi

With a score of 8/10, tract 25013811600 in the Holyoke Center area of Holyoke, MA reads high for landlord eviction risk. It is home to 3,477 residents. SNAP participation runs 57.8% against 15.2% nationally.

Risk score
8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 38% Stable renters 54% Owners 8%
Tract context
Occupied units1,203
Renter share91.5%
SVI overall0.98
Poverty rate38.1%
Median income$35,592

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Holyoke Center
Very High
Within parent city
80 th percentile
Rank, 80th percentileLowHigh
#3 of 11 tracts In Holyoke
High
Within county
97 th percentile
Rank, 97th percentileLowHigh
#4 of 104 tracts In Hampden County
Very High
Within state
87 th percentile
Rank, 87th percentileLowHigh
#213 of 1,613 tracts In Massachusetts
High
Geographic context

Risk heat across Holyoke and the region

Centroid at 42.2010, -72.6128 · click any tract to drill in

Why Holyoke Center scores 8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Holyoke
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
38.1% poverty · this tract
9.5
Supply constraint
$871 rent vs county FMR
1.0
Rent control risk
Inherited from Holyoke
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Holyoke
9.6
Housing court bias
Inherited from Holyoke
7.4

How Holyoke Center compares

Risk score vs. parent city, county, state.
Holyoke Center risk score vs. parent city / county / state8.0This tracttract 8116006.6Holyokeparent city5.8Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Holyoke Center. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Holyoke Center

The score leans hardest on tenant-organizing strength at 9.6/10. On the high side, economic stress reads 9.5/10.

92% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.2 points. Well under the midpoint, supply constraint reads 1/10. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Adults with no health insurance runs 26.4% against 11.3% nationally. Against Hampden County at 46.5%, 41% of renters here are cost-burdened.

Average gross rent is $871, 15% below the Holyoke average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #7,836 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.8/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 25013811600

Q1

What is the eviction-risk score for census tract 25013811600?

Census tract 25013811600 in the Holyoke Center neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013811600?

Median gross rent is $871/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013811600?

38.1% of residents in tract 25013811600 live below the federal poverty line (ACS B17001, 2023). Population: 3,477.
Q4

How socially vulnerable is tract 25013811600?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 87th, household 100th, minority 94th, housing 88th.
Q5

Is tract 25013811600 considered part of Holyoke Center?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811600 fall within Holyoke Center (neighborhood centroid within 0.4 miles, OSM data).
Q6

What share of households in tract 25013811600 struggle to pay rent?

About 39.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013811600 compare to Holyoke overall?

Tract 25013811600 scores 8/10, higher than the parent city of Holyoke at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013811600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Holyoke

Top eight tracts in Holyoke ranked by composite eviction-risk score.

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