Neighborhood · Ranked #5,690 of 84,120 nationally

Holyoke Center Eviction Risk: Elevated

Tract 25013811600 · Hampden County, MA · pop 3,477 · neighborhood within 0.4 mi

Census tract 25013811600 covers Holyoke Center in Holyoke, home to 3,477 residents. For landlords it grades 7.3/10, an elevated reading. That is riskier than about 97% of US census tracts.

About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 20% are severely burdened at 50% or more. Average gross rent is $871 monthly, set against $35,592 in average yearly household income, roughly 29% of income at the averages. About 92% of occupied units are renter-occupied, a renter-majority tract.

Risk score

6.8

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 38% Stable renters 54% Owners 8%

Tract context

Occupied units1,203

Renter share91.5%

SVI overall0.98

Poverty rate38.1%

Median income$35,592

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Holyoke and the region

Centroid at 42.2010, -72.6128 · click any tract to drill in

Why Holyoke Center scores 6.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Holyoke

6.3

Regional political climate

2024 county presidential margin

5.9

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

38.1% poverty · this tract

9.5

Supply constraint

$871 rent vs county FMR

1.0

Rent control risk

Inherited from Holyoke

6.4

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Holyoke

9.6

Housing court bias

Inherited from Holyoke

7.4

How Holyoke Center compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

87%Socioeconomic
100%Household composition
94%Racial/ethnic minority
88%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
10%Grade B
38%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Holyoke Center. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

39.6%Housing insecurity
26.1%Utility-shutoff threat
51.2%Food insecurity
57.8%SNAP enrollment
25.9%Transit barriers
26.4%No health insurance
23.3%Frequent mental distress
49.7%Any disability

Analysis

What drives eviction risk in Holyoke Center

The heaviest input here is tenant organizing strength at 9.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Holyoke eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 39.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 26.1% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25013811600

What is the eviction-risk score for census tract 25013811600?

Census tract 25013811600 in the Holyoke Center neighborhood scores 6.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25013811600?

Median gross rent is $871/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.

What is the poverty rate in tract 25013811600?

38.1% of residents in tract 25013811600 live below the federal poverty line (ACS B17001, 2023). Population: 3,477.

How socially vulnerable is tract 25013811600?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 87th, household 100th, minority 94th, housing 88th.

Is tract 25013811600 considered part of Holyoke Center?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811600 fall within Holyoke Center (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 25013811600 struggle to pay rent?

About 39.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25013811600 compare to Holyoke overall?

Tract 25013811600 scores 6.8/10, higher than the parent city of Holyoke at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25013811600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Holyoke

Top eight tracts in Holyoke ranked by composite eviction-risk score.