Flint Eviction Risk: Moderate

61% of renter households cross the 30%-of-income line, well above the Genesee County average of 45.3%. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, economic stress reads 8.7/10.

Set annual rent against average income of $31,553 and the ratio lands at 33%, above the conventional 30% ceiling. Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, rent-regulation exposure reads 1.5/10.

Disability prevalence runs 44.9% against 31.5% nationally. Against the Genesee County average of 4.3, this tract reads riskier for landlords by 1.1 points. Inability to pay a utility bill runs 17.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 8.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.