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Harbor Beach, Michigan eviction risk overview
City brief · 1,582 residents

Harbor Beach, MI Eviction Risk: LOW

Huron County · Population 1,582

In 2026
Risk score
2.8
LOW

33th percentile, Michigan.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average2.6 Now2.8
4.2 1.6 1976 · score 2.0 1977 · score 2.0 1978 · score 1.9 1979 · score 2.0 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.1 1984 · score 2.1 1985 · score 2.1 1986 · score 2.0 1987 · score 2.0 1988 · score 1.6 1989 · score 1.6 1990 · score 1.7 1991 · score 1.8 1992 · score 2.3 1993 · score 2.2 1994 · score 2.2 1995 · score 2.2 1996 · score 2.4 1997 · score 2.4 1998 · score 2.4 1999 · score 2.4 2000 · score 2.4 2001 · score 2.5 2002 · score 2.5 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.7 2008 · score 3.3 2009 · score 3.5 2010 · score 3.5 2011 · score 3.6 2012 · score 3.4 2013 · score 3.4 2014 · score 3.2 2015 · score 3.1 2016 · score 3.0 2017 · score 3.0 2018 · score 2.9 2019 · score 2.9 2020 · score 4.1 2021 · score 4.2 2022 · score 3.3 2023 · score 2.9 2024 · score 2.8 2025 · score 2.8 2026 · score 2.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.7 Regional 3.7 State 3.3 Economic 5.5 Supply 3.5 Rent Control 6.1 Eviction 3.4 Tenant 5.6 Housing 6.7 2.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +40.6% (2024)
    3.7
  2. Regional political climate
    County-weighted neighbor mix
    3.7
  3. State political climate
    Michigan legislature & governorship
    3.3
  4. Economic stress
    17.1% poverty · 1.6% unemp.
    5.5
  5. Supply constraint
    $554 average · 23.8% renters
    3.5
  6. Rent Control risk
    28.2% of income on rent
    6.1
  7. Eviction process difficulty
    56 days filing → judgment
    3.4
  8. Tenant organizing strength
    23.8% renters
    5.6
  9. Housing court bias
    County bench composition
    6.7
Geographic context

Risk heat across Harbor Beach and the region

Click any city to see its score

How Harbor Beach compares

Risk score vs. peers, county, state, and the U.S.
Rank in Huron County
Moderate
#6 of 10 cities
Rank in county, 44th percentileLowHigh
#6 of 10 cities in Huron County for landlord eviction risk.
Rank in Michigan
Low
#540 of 743 cities
Rank in state, 27th percentileLowHigh
#540 of 743 cities in Michigan for landlord eviction risk.
vs. county · state · U.S.
Harbor Beach risk score vs. county / state / U.S.Harbor Beach: 2.82.8Harbor BeachThis cityCounty: 2.92.9Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.8 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 56d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $554/mo. A contested eviction takes 56 days and costs $2,705–$5,656 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 23.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,582 residents, 23.8% rent. 28% are spending 30%+ income on rent, 17.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.7
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.7 and 3.7 (GOP margin +40.6% (2024)). State climate at 3.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.4, housing court bias 6.7, rent-control risk 6.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.6 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.5. Supply constraint: 3.5. The numbers behind those: 17.1% poverty, 1.6% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Harbor Beach sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Detroit, MI · 62d · ~$4.9k all-in ($78/day) · score 4.4 Detroit Grand Rapids, MI · 54d · ~$4.7k all-in ($88/day) · score 3.5 Grand Rapids Warren, MI · 65d · ~$4.5k all-in ($68/day) · score 3.5 Warren Sterling Heights, MI · 56d · ~$4.7k all-in ($83/day) · score 3.2 Sterling Heights Ann Arbor, MI · 55d · ~$4.3k all-in ($77/day) · score 3.6 Ann Arbor Lansing, MI · 64d · ~$4.5k all-in ($70/day) · score 3.7 Lansing Dearborn, MI · 56d · ~$4.6k all-in ($81/day) · score 3.4 Dearborn Livonia, MI · 62d · ~$5.0k all-in ($80/day) · score 3.1 Livonia Troy, MI · 59d · ~$4.3k all-in ($73/day) · score 2.9 Troy Westland, MI · 57d · ~$4.7k all-in ($82/day) · score 3.1 Westland Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Harbor Beach
Harbor Beach · 56d · ~$4.2k all-in ($75/day) · score 2.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Harbor Beach, MI

Landlording in Harbor Beach, Michigan, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Harbor Beach is a city of 1,582 residents where 23.8% of occupied units are renter-occupied, and the typical renter spends 28.2% of income on rent. At an average rent of $554/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Harbor Beach eviction process actually works

Eviction process difficulty here reads 3.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Harbor Beach closes 56 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Harbor Beach's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Harbor Beach runs $2,705 to $5,656 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 56 days of typical timeline and $554/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.6/10 in Harbor Beach, and the city carries meaningful rent control exposure (6.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Michigan, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Harbor Beach: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Michigan's statutory language. Fix those four, and most cases settle or default. Skip them, and a $5,656 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Harbor Beach

Trap · 23.8%
23.8% renter share against 1,582 residents produces roughly 377 rental occupants in Harbor Beach. Huron County voted R 39.3% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Harbor Beach without a reason?

Yes, for month-to-month tenancies, Michigan law (and thus Harbor Beach) does not require a "just cause" for termination. You can end the tenancy by providing a 30-day written notice. However, you still can't evict for discriminatory or retaliatory reasons.

Q2

How long does a tenant have to move out after a judge orders eviction?

Typically, a Michigan judge will give a tenant 10 days to move out after issuing a Judgment for Possession. If they don't leave, you can then request a Writ of Restitution for the sheriff to physically remove them.

Q3

Is rent control an issue for landlords in Harbor Beach?

No, Michigan has a statewide preemption against rent control. This means local municipalities like Harbor Beach cannot enact their own rent control ordinances. Our rent-control-risk sub-score for Harbor Beach is 6.1, which reflects this state preemption but also accounts for broader legislative trends. Learn more on Michigan rent control rules.

Q4

What's the biggest mistake landlords make during an eviction?

The biggest mistake is failing to follow the legal process exactly. Missing a notice period, serving the wrong notice, or trying "self-help" evictions (like changing locks or shutting off utilities) will get your case dismissed and could lead to you owing the tenant money. Always follow the statutes.

Q5

Can I charge an application fee in Harbor Beach?

Yes, Michigan law generally allows landlords to charge reasonable application fees to cover the costs of screening, like background and credit checks. There's no specific cap, but it should be reasonable and tied to your actual costs.

Q6

Do I need to put the security deposit in a separate bank account?

Yes, Michigan law requires that security deposits be held in a regulated financial institution (like a bank or credit union) and not commingled with your personal funds. You must also notify the tenant in writing of the name and address of the financial institution where the deposit is held.

06Score

What this score means for landlords2

A 2.8/10 places Harbor Beach in the 33rd percentile of Michigan cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.