Census Tract · Ranked #48,083 of 84,120 nationally

Pontiac Eviction Risk: Lower

Tract 26125140900 · Oakland County, MI · pop 5,404

In Pontiac, census tract 26125140900 scores 5.9/10 for eviction risk. That is riskier than roughly 72% of the 84,120 US census tracts we score.

26% of renter households here spend at least 30% of income on rent, a moderate level, and 19% are severely burdened at 50% or more. Average rent runs $1,339 a month against an average household income of $90,806 a year, roughly 18% of income at the averages. Renters make up 43% of occupied homes.

Risk score

3.6

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 11% Stable renters 32% Owners 57%

Tract context

Occupied units1,444

Renter share43.4%

SVI overall0.70

Poverty rate9.5%

Median income$90,806

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6537, -83.3147 · click any tract to drill in

Why Pontiac scores 3.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

9.5% poverty · this tract

2.4

Supply constraint

$1,339 rent vs county FMR

4.7

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 70

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

81%Socioeconomic
30%Household composition
77%Racial/ethnic minority
60%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
32%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.4%Housing insecurity
13.7%Utility-shutoff threat
24.9%Food insecurity
20.9%SNAP enrollment
12.4%Transit barriers
12.4%No health insurance
19.5%Frequent mental distress
27.7%Any disability

Analysis

What drives eviction risk in Pontiac

What moves this score most is tenant organizing strength at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 20.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.7% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26125140900

What is the eviction-risk score for census tract 26125140900?

Census tract 26125140900 in Pontiac scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125140900?

Median gross rent is $1,339/month (ACS 5-year 2023, table B25064). 26% of renter households are cost-burdened.

What is the poverty rate in tract 26125140900?

9.5% of residents in tract 26125140900 live below the federal poverty line (ACS B17001, 2023). Population: 5,404.

How socially vulnerable is tract 26125140900?

CDC Social Vulnerability Index ranks this tract in the 70th percentile nationally. Sub-themes: socioeconomic 81th, household 30th, minority 77th, housing 60th.

What share of households in tract 26125140900 struggle to pay rent?

About 20.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125140900 compare to Pontiac overall?

Tract 26125140900 scores 3.6/10, right in line with the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125140900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.