Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125142400 · Oakland County, MI · pop 3,450

Census tract 26125142400 covers part of Pontiac, MI, and scores 6.5/10 on landlord eviction risk. It is home to 3,450 residents. The dominant input is court filing pressure at 9.5/10.

Risk score

6.5

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 19% Stable renters 20% Owners 61%

Tract context

Occupied units1,244

Renter share38.4%

SVI overall0.92

Poverty rate19.2%

Median income$44,709

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6282, -83.2783 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

19.2% poverty · this tract

4.8

Supply constraint

$1,076 rent vs county FMR

2.8

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 92

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
89%Household composition
93%Racial/ethnic minority
71%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
42%Grade C
53%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.8%Housing insecurity
22.8%Utility-shutoff threat
38.6%Food insecurity
39.8%SNAP enrollment
18.4%Transit barriers
12.0%No health insurance
20.6%Frequent mental distress
36.9%Any disability

Analysis

What drives eviction risk in Pontiac

Against the Oakland County average of 4.0, this tract reads riskier for landlords by 2.5 points. On the high side, tenant-organizing strength reads 9.5/10.

Food insecurity runs 38.6% against 17.8% nationally. Against Oakland County at 39.8%, 49% of renters here are cost-burdened. Inability to pay a utility bill runs 22.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, housing-court posture reads 7.7/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Pontiac. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 82nd percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 9.2/10.

Statewide the MI average is 4.2, so this tract runs 2.3 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26125142400

What is the eviction-risk score for census tract 26125142400?

Census tract 26125142400 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125142400?

Median gross rent is $1,076/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 26125142400?

19.2% of residents in tract 26125142400 live below the federal poverty line (ACS B17001, 2023). Population: 3,450.

How socially vulnerable is tract 26125142400?

CDC Social Vulnerability Index ranks this tract in the 92th percentile nationally. Sub-themes: socioeconomic 90th, household 89th, minority 93th, housing 71th.

What share of households in tract 26125142400 struggle to pay rent?

About 28.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125142400 compare to Pontiac overall?

Tract 26125142400 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125142400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 53% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.