Census Tract · Ranked #23,554 of 84,120 nationally

Pontiac Eviction Risk: Moderate

Tract 26125141002 · Oakland County, MI · pop 3,181 · 95% of tract blocks fall in Pontiac

Tract 26125141002 covers Pontiac in Oakland County in Michigan. Home to 3,181 residents, it scores 6.4/10 on landlord eviction risk. It lands near the 85th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 34% of renter households, a high level, and 11% are severely burdened at 50% or more. Average gross rent is $1,091 monthly, set against $60,289 in average yearly household income, roughly 22% of income at the averages. Renters make up 80% of occupied homes, a renter-majority tract.

Risk score

5.1

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 27% Stable renters 53% Owners 20%

Tract context

Occupied units1,509

Renter share79.7%

SVI overall0.42

Poverty rate22.2%

Median income$60,289

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6782, -83.2566 · click any tract to drill in

Why Pontiac scores 5.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

22.2% poverty · this tract

5.5

Supply constraint

$1,091 rent vs county FMR

2.9

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 42

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

38%Socioeconomic
8%Household composition
82%Racial/ethnic minority
69%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
18%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

21.7%Housing insecurity
15.8%Utility-shutoff threat
27.9%Food insecurity
25.9%SNAP enrollment
14.3%Transit barriers
10.2%No health insurance
21.0%Frequent mental distress
30.2%Any disability

Analysis

What drives eviction risk in Pontiac

The score leans hardest on tenant organizing strength at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 42nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 21.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125141002

What is the eviction-risk score for census tract 26125141002?

Census tract 26125141002 in Pontiac scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125141002?

Median gross rent is $1,091/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.

What is the poverty rate in tract 26125141002?

22.2% of residents in tract 26125141002 live below the federal poverty line (ACS B17001, 2023). Population: 3,181.

How socially vulnerable is tract 26125141002?

CDC Social Vulnerability Index ranks this tract in the 42th percentile nationally. Sub-themes: socioeconomic 38th, household 8th, minority 82th, housing 69th.

What share of households in tract 26125141002 struggle to pay rent?

About 21.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125141002 compare to Pontiac overall?

Tract 26125141002 scores 5.1/10, higher than the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125141002 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.