Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125141001 · Oakland County, MI · pop 2,878

26125141001 is a census tract in Pontiac, MI. It scores 6.5/10 for landlords. Population here is 2,878. Cost burden runs 69% here against 39.8% across Oakland County.

Risk score

6.5

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 21% Stable renters 9% Owners 70%

Tract context

Occupied units1,312

Renter share30.5%

SVI overall0.84

Poverty rate12.0%

Median income$58,711

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6813, -83.2774 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

12.0% poverty · this tract

3.0

Supply constraint

$1,341 rent vs county FMR

4.7

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

80%Socioeconomic
87%Household composition
69%Racial/ethnic minority
71%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
5%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

16.2%Housing insecurity
10.7%Utility-shutoff threat
19.9%Food insecurity
15.8%SNAP enrollment
10.0%Transit barriers
10.5%No health insurance
17.5%Frequent mental distress
26.7%Any disability

Analysis

What drives eviction risk in Pontiac

The dominant input is court filing pressure at 9.5/10. It sits 2.5 points above the Oakland County average of 4.0.

Sitting well above the midpoint, tenant-organizing strength reads 9.5/10. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. Average gross rent is $1,341, 26% above the Pontiac average.

On the high side, housing-court posture reads 7.7/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Pontiac. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 82nd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 2.3 points hotter. Of its three components the household composition measure is the most pressured.

Annual rent works out to 27% of average household income of $58,711. 30% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26125141001

What is the eviction-risk score for census tract 26125141001?

Census tract 26125141001 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125141001?

Median gross rent is $1,341/month (ACS 5-year 2023, table B25064). 69% of renter households are cost-burdened.

What is the poverty rate in tract 26125141001?

12.0% of residents in tract 26125141001 live below the federal poverty line (ACS B17001, 2023). Population: 2,878.

How socially vulnerable is tract 26125141001?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 80th, household 87th, minority 69th, housing 71th.

What share of households in tract 26125141001 struggle to pay rent?

About 16.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125141001 compare to Pontiac overall?

Tract 26125141001 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125141001 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.