Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125142700 · Oakland County, MI · pop 3,907

26125142700 is a census tract in Pontiac, MI. It scores 6.5/10 for landlords. 51% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

6.5

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 29% Stable renters 20% Owners 51%

Tract context

Occupied units1,889

Renter share49.4%

SVI overall0.90

Poverty rate30.7%

Median income$32,389

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6187, -83.2859 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

30.7% poverty · this tract

7.7

Supply constraint

$964 rent vs county FMR

2.0

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 90

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

89%Socioeconomic
99%Household composition
92%Racial/ethnic minority
39%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
63%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

27.8%Housing insecurity
23.0%Utility-shutoff threat
37.9%Food insecurity
40.3%SNAP enrollment
18.3%Transit barriers
10.9%No health insurance
20.0%Frequent mental distress
37.0%Any disability

Analysis

What drives eviction risk in Pontiac

Against Oakland County at 39.8%, 59% of renters here are cost-burdened. SNAP participation runs 40.3% against 15.2% nationally.

The score leans hardest on court filing pressure at 9.5/10. Against the Oakland County average of 4.0, this tract reads riskier for landlords by 2.5 points. Running hot, tenant-organizing strength reads 9.5/10.

Food insecurity runs 37.9% against 17.8% nationally. Set annual rent against average income of $32,389 and the ratio lands at 36%, above the conventional 30% ceiling. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running cool, supply constraint reads 2/10. Average gross rent is $964, 9% below the Pontiac average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26125142700

What is the eviction-risk score for census tract 26125142700?

Census tract 26125142700 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125142700?

Median gross rent is $964/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.

What is the poverty rate in tract 26125142700?

30.7% of residents in tract 26125142700 live below the federal poverty line (ACS B17001, 2023). Population: 3,907.

How socially vulnerable is tract 26125142700?

CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 89th, household 99th, minority 92th, housing 39th.

What share of households in tract 26125142700 struggle to pay rent?

About 27.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125142700 compare to Pontiac overall?

Tract 26125142700 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125142700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 63% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.