Census Tract · Ranked #9,878 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125141200 · Oakland County, MI · pop 3,076

Pontiac in Oakland County is where census tract 26125141200 sits, home to 3,076 residents. Its landlord eviction-risk score is $1/10. That is riskier than roughly 94% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 39% of renter households, a high level, and 19% are severely burdened at 50% or more. The typical renter pays about $730 a month while the average household earns $28,841 a year, roughly 30% of income at the averages. Renters make up 84% of occupied homes, a renter-majority tract.

Risk score

6.2

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 33% Stable renters 51% Owners 16%

Tract context

Occupied units1,370

Renter share83.5%

SVI overall0.97

Poverty rate49.0%

Median income$28,841

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6704, -83.3170 · click any tract to drill in

Why Pontiac scores 6.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

49.0% poverty · this tract

10.0

Supply constraint

$730 rent vs county FMR

1.0

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

96%Socioeconomic
99%Household composition
84%Racial/ethnic minority
74%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
9%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

31.7%Housing insecurity
25.6%Utility-shutoff threat
45.9%Food insecurity
48.4%SNAP enrollment
22.1%Transit barriers
16.2%No health insurance
23.5%Frequent mental distress
41.0%Any disability

Analysis

What drives eviction risk in Pontiac

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is Hispanic or Latino and Black and ranks around the 97th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125141200

What is the eviction-risk score for census tract 26125141200?

Census tract 26125141200 in Pontiac scores 6.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125141200?

Median gross rent is $730/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.

What is the poverty rate in tract 26125141200?

49.0% of residents in tract 26125141200 live below the federal poverty line (ACS B17001, 2023). Population: 3,076.

How socially vulnerable is tract 26125141200?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 96th, household 99th, minority 84th, housing 74th.

What share of households in tract 26125141200 struggle to pay rent?

About 31.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 25.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125141200 compare to Pontiac overall?

Tract 26125141200 scores 6.2/10, higher than the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125141200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.