Neighborhood · Ranked #15,522 of 84,120 nationally

Northmoor Eviction Risk: Moderate , Saginaw

Tract 26145001800 · Saginaw County, MI · pop 1,364 · neighborhood within 0.9 mi

In the Northmoor neighborhood of Saginaw, census tract 26145001800 scores 7.1/10 for eviction risk. That is riskier than roughly 96% of the 84,120 US census tracts we score.

About 70% of renters carry a rent burden of 30% of income or higher, a severe level, and 17% are severely burdened at 50% or more. The typical renter pays about $729 a month while the average household earns $35,066 a year, roughly 25% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.7

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 40% Stable renters 17% Owners 43%

Tract context

Occupied units620

Renter share56.9%

SVI overall0.64

Poverty rate30.2%

Median income$35,066

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4308, -83.9511 · click any tract to drill in

Why Northmoor scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

30.2% poverty · this tract

7.6

Supply constraint

$729 rent vs county FMR

2.0

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Northmoor compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 64

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

76%Socioeconomic
46%Household composition
57%Racial/ethnic minority
47%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
54%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Northmoor. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.4%Housing insecurity
19.9%Utility-shutoff threat
36.7%Food insecurity
37.8%SNAP enrollment
17.7%Transit barriers
14.1%No health insurance
23.0%Frequent mental distress
43.5%Any disability

Analysis

What drives eviction risk in Northmoor

What moves this score most is housing court bias at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Saginaw eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Saginaw County average of 6.1 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 64th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26145001800

What is the eviction-risk score for census tract 26145001800?

Census tract 26145001800 in the Northmoor neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001800?

Median gross rent is $729/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.

What is the poverty rate in tract 26145001800?

30.2% of residents in tract 26145001800 live below the federal poverty line (ACS B17001, 2023). Population: 1,364.

How socially vulnerable is tract 26145001800?

CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 76th, household 46th, minority 57th, housing 47th.

Is tract 26145001800 considered part of Northmoor?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145001800 fall within Northmoor (neighborhood centroid within 0.9 miles, OSM data).

What share of households in tract 26145001800 struggle to pay rent?

About 25.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001800 compare to Saginaw overall?

Tract 26145001800 scores 5.7/10, higher than the parent city of Saginaw at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.