Northmoor Eviction Risk: Elevated , Saginaw

The dominant input is housing-court posture at 9.1/10. Running hot, court filing pressure reads 9/10.

On the high side, rent-regulation exposure reads 8.8/10. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 1.7 points. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment. Disability prevalence runs 43.5% against 31.5% nationally.

At $729 a month, rents run 21% under what the rest of Saginaw commands. Inability to pay a utility bill runs 19.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.