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Neighborhood · Ranked #18,163 of 84,120 nationally

Old Saginaw City Eviction Risk: Elevated

Tract 26145001500 · Saginaw County, MI · pop 3,512 · neighborhood within 1.1 mi

With a score of 6/10, tract 26145001500 in the Old Saginaw City area of Saginaw, MI reads elevated for landlord eviction risk. Population here is 3,512. 44% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
6
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19% Stable renters 8% Owners 73%
Tract context
Occupied units1,454
Renter share27.0%
SVI overall0.81
Poverty rate27.3%
Median income$48,796

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
80 th percentile
Rank, 80th percentileLowHigh
#2 of 6 tracts In Old Saginaw City
High
Within parent city
26 th percentile
Rank, 26th percentileLowHigh
#15 of 20 tracts In Saginaw
Low
Within county
90 th percentile
Rank, 90th percentileLowHigh
#7 of 61 tracts In Saginaw County
Very High
Within state
95 th percentile
Rank, 95th percentileLowHigh
#141 of 2,972 tracts In Michigan
Very High
Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4252, -83.9819 · click any tract to drill in

Why Old Saginaw City scores 6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Saginaw
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
27.3% poverty · this tract
6.8
Supply constraint
$888 rent vs county FMR
3.6
Rent control risk
Inherited from Saginaw
8.8
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Saginaw
8.3
Housing court bias
Inherited from Saginaw
9.1

How Old Saginaw City compares

Risk score vs. parent city, county, state.
Old Saginaw City risk score vs. parent city / county / state6.0This tracttract 0015004.6Saginawparent city4.3Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 81

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Old Saginaw City. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Old Saginaw City

70% of renter households cross the 30%-of-income line, far above the Saginaw County average of 48.1%. What pushes it up most is housing-court posture at 9.1/10. On the high side, court filing pressure reads 9/10.

Sitting well above the midpoint, rent-regulation exposure reads 8.8/10. It sits 1.7 points above the Saginaw County average of 4.3. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

SNAP participation runs 28.7% against 15.2% nationally. Inability to pay a utility bill runs 15.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty. Social vulnerability reads 8.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MI average is 4.2, so this tract runs 1.8 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Average gross rent is $888, close to the Saginaw average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26145001500

Q1

What is the eviction-risk score for census tract 26145001500?

Census tract 26145001500 in the Old Saginaw City neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26145001500?

Median gross rent is $888/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26145001500?

27.3% of residents in tract 26145001500 live below the federal poverty line (ACS B17001, 2023). Population: 3,512.
Q4

How socially vulnerable is tract 26145001500?

CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 94th, household 44th, minority 64th, housing 67th.
Q5

Is tract 26145001500 considered part of Old Saginaw City?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145001500 fall within Old Saginaw City (neighborhood centroid within 1.1 miles, OSM data).
Q6

What share of households in tract 26145001500 struggle to pay rent?

About 19.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26145001500 compare to Saginaw overall?

Tract 26145001500 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26145001500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.

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