Saginaw Eviction Risk: Elevated

33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The dominant input is housing-court posture at 9.1/10. 61% of renter households cross the 30%-of-income line, well above the Saginaw County average of 48.1%.

Sitting well above the midpoint, court filing pressure reads 9/10. Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, rent-regulation exposure reads 8.8/10. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.7 points above the Saginaw County average of 4.3.

At $765 a month, rents run 17% under what the rest of Saginaw commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 7.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.