Census Tract · Ranked #18,163 of 84,120 nationally

Saginaw Eviction Risk: Elevated

Tract 26145000700 · Saginaw County, MI · pop 1,600

With a score of 6/10, tract 26145000700 in Saginaw, MI reads elevated for landlord eviction risk. Population here is 1,600. SNAP participation runs 51.1% against 15.2% nationally.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 22% Owners 62%

Tract context

Occupied units500

Renter share37.6%

SVI overall0.98

Poverty rate30.2%

Median income$35,588

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4210, -83.9285 · click any tract to drill in

Why Saginaw scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

30.2% poverty · this tract

7.5

Supply constraint

$782 rent vs county FMR

2.5

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Saginaw compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
100%Household composition
90%Racial/ethnic minority
81%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
88%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

31.4%Housing insecurity
27.2%Utility-shutoff threat
46.6%Food insecurity
51.1%SNAP enrollment
22.1%Transit barriers
15.5%No health insurance
21.4%Frequent mental distress
47.9%Any disability

Analysis

What drives eviction risk in Saginaw

The dominant input is housing-court posture at 9.1/10. On the high side, court filing pressure reads 9/10.

Inability to pay a utility bill runs 27.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint, rent-regulation exposure reads 8.8/10.

The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.7 points above the Saginaw County average of 4.3. Against Saginaw County at 48.1%, 42% of renters here are cost-burdened.

The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment. Average gross rent is $782, 15% below the Saginaw average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 9.8/10.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26145000700

What is the eviction-risk score for census tract 26145000700?

Census tract 26145000700 in Saginaw scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145000700?

Median gross rent is $782/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.

What is the poverty rate in tract 26145000700?

30.2% of residents in tract 26145000700 live below the federal poverty line (ACS B17001, 2023). Population: 1,600.

How socially vulnerable is tract 26145000700?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 91th, household 100th, minority 90th, housing 81th.

What share of households in tract 26145000700 struggle to pay rent?

About 31.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 27.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145000700 compare to Saginaw overall?

Tract 26145000700 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145000700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.