Saginaw Eviction Risk: Elevated

The dominant input is economic stress at 9.7/10. Against Saginaw County at 48.1%, 34% of renters here are cost-burdened.

The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, housing-court posture reads 9.1/10. Running hot, court filing pressure reads 9/10.

Set annual rent against average income of $37,424 and the ratio lands at 35%, above the conventional 30% ceiling. Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 1.7 points. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Housing insecurity runs 26.1% against 14.2% nationally. At $1,083 a month, rents run 17% over what the rest of Saginaw commands.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 78% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 8.2/10. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter. Of its three components the housing type and transport measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.