Census Tract · Ranked #11,930 of 84,120 nationally

Saginaw Eviction Risk: Elevated

Tract 26145001100 · Saginaw County, MI · pop 2,193

How risky is Saginaw for landlords? Census tract 26145001100 scores 7.5/10, the Elevated tier. On the national scale it ranks #1,212 of 84,120 for landlord eviction difficulty.

About 60% of renters carry a rent burden of 30% of income or higher, a severe level, and 35% are severely burdened at 50% or more. The typical renter pays about $893 a month while the average household earns $22,901 a year, roughly 47% of income at the averages. Renters make up 70% of occupied homes, a renter-majority tract.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 42% Stable renters 28% Owners 30%

Tract context

Occupied units858

Renter share70.0%

SVI overall0.93

Poverty rate57.4%

Median income$22,901

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.3965, -83.9488 · click any tract to drill in

Why Saginaw scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

57.4% poverty · this tract

10.0

Supply constraint

$893 rent vs county FMR

3.6

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Saginaw compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 93

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

93%Socioeconomic
85%Household composition
88%Racial/ethnic minority
78%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
20%Grade C
29%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

42.5%Housing insecurity
38.7%Utility-shutoff threat
61.6%Food insecurity
69.3%SNAP enrollment
32.2%Transit barriers
18.9%No health insurance
27.7%Frequent mental distress
53.4%Any disability

Analysis

What drives eviction risk in Saginaw

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Saginaw eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Saginaw County average of 6.1 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 93rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 29% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26145001100

What is the eviction-risk score for census tract 26145001100?

Census tract 26145001100 in Saginaw scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001100?

Median gross rent is $893/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.

What is the poverty rate in tract 26145001100?

57.4% of residents in tract 26145001100 live below the federal poverty line (ACS B17001, 2023). Population: 2,193.

How socially vulnerable is tract 26145001100?

CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 93th, household 85th, minority 88th, housing 78th.

What share of households in tract 26145001100 struggle to pay rent?

About 42.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 38.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001100 compare to Saginaw overall?

Tract 26145001100 scores 6/10, higher than the parent city of Saginaw at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 29% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.