Skip to content
Zilwaukee, Michigan eviction risk overview
City brief · 1,609 residents

Zilwaukee, MI Eviction Risk: LOW

Saginaw County · Population 1,609

In 2026
Risk score
3.2
LOW

80th percentile, Michigan.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average2.7 Now3.2
4.4 1.7 1976 · score 2.1 1977 · score 2.1 1978 · score 2.0 1979 · score 2.0 1980 · score 2.2 1981 · score 2.2 1982 · score 2.2 1983 · score 2.2 1984 · score 2.1 1985 · score 2.1 1986 · score 2.1 1987 · score 2.0 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.9 1992 · score 2.4 1993 · score 2.3 1994 · score 2.3 1995 · score 2.3 1996 · score 2.5 1997 · score 2.5 1998 · score 2.5 1999 · score 2.5 2000 · score 2.5 2001 · score 2.6 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.7 2008 · score 3.3 2009 · score 3.5 2010 · score 3.5 2011 · score 3.5 2012 · score 3.4 2013 · score 3.4 2014 · score 3.2 2015 · score 3.1 2016 · score 3.1 2017 · score 3.0 2018 · score 3.0 2019 · score 3.0 2020 · score 4.3 2021 · score 4.4 2022 · score 3.4 2023 · score 3.1 2024 · score 3.2 2025 · score 3.2 2026 · score 3.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.5 Regional 5.5 State 3.3 Economic 7.0 Supply 5.5 Rent Control 5.6 Eviction 3.6 Tenant 4.2 Housing 6.0 3.2 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +3.3% (2024)
    5.5
  2. Regional political climate
    County-weighted neighbor mix
    5.5
  3. State political climate
    Michigan legislature & governorship
    3.3
  4. Economic stress
    13.7% poverty · 6.5% unemp.
    7.0
  5. Supply constraint
    $1,195 average · 18.4% renters
    5.5
  6. Rent Control risk
    23.5% of income on rent
    5.6
  7. Eviction process difficulty
    63 days filing → judgment
    3.6
  8. Tenant organizing strength
    18.4% renters
    4.2
  9. Housing court bias
    County bench composition
    6.0
Geographic context

Risk heat across Zilwaukee and the region

Click any city to see its score

How Zilwaukee compares

Risk score vs. peers, county, state, and the U.S.
Rank in Saginaw County
Moderate
#9 of 16 cities
Rank in county, 47th percentileLowHigh
#9 of 16 cities in Saginaw County for landlord eviction risk.
Rank in Michigan
Elevated
#211 of 743 cities
Rank in state, 72nd percentileLowHigh
#211 of 743 cities in Michigan for landlord eviction risk.
vs. county · state · U.S.
Zilwaukee risk score vs. county / state / U.S.Zilwaukee: 3.23.2ZilwaukeeThis cityCounty: 3.43.4Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.2
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.1 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 63d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,195/mo. A contested eviction takes 63 days and costs $2,197–$6,914 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 18.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,609 residents, 18.4% rent. 24% are spending 30%+ income on rent, 13.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.5 and 5.5 (GOP margin +3.3% (2024)). State climate at 3.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.6, housing court bias 6, rent-control risk 5.6. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7. Supply constraint: 5.5. The numbers behind those: 13.7% poverty, 6.5% unemployment, 24% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Zilwaukee sits in the slow but cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Flint, MI · 59d · ~$4.8k all-in ($81/day) · score 4.2 Flint Detroit, MI · 62d · ~$4.9k all-in ($78/day) · score 4.4 Detroit Grand Rapids, MI · 54d · ~$4.7k all-in ($88/day) · score 3.5 Grand Rapids Warren, MI · 65d · ~$4.5k all-in ($68/day) · score 3.5 Warren Sterling Heights, MI · 56d · ~$4.7k all-in ($83/day) · score 3.2 Sterling Heights Ann Arbor, MI · 55d · ~$4.3k all-in ($77/day) · score 3.6 Ann Arbor Lansing, MI · 64d · ~$4.5k all-in ($70/day) · score 3.7 Lansing Dearborn, MI · 56d · ~$4.6k all-in ($81/day) · score 3.4 Dearborn Livonia, MI · 62d · ~$5.0k all-in ($80/day) · score 3.1 Livonia Troy, MI · 59d · ~$4.3k all-in ($73/day) · score 2.9 Troy Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Zilwaukee
Zilwaukee · 63d · ~$4.6k all-in ($72/day) · score 3.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Zilwaukee, MI

Landlording in Zilwaukee, Michigan, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.2/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Zilwaukee is a city of 1,609 residents where 18.4% of occupied units are renter-occupied, and the typical renter spends 23.5% of income on rent. At an average rent of $1,195/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Zilwaukee eviction process actually works

Eviction process difficulty here reads 3.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Zilwaukee closes 63 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Zilwaukee's timeline is usually the calendar, not the motion practice. Housing court bias scores 6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Zilwaukee runs $2,197 to $6,914 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 63 days of typical timeline and $1,195/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.2/10 in Zilwaukee, and the city has limited rent control exposure (5.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Michigan, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Zilwaukee: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Michigan's statutory language. Fix those four, and most cases settle or default. Skip them, and a $6,914 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Zilwaukee

Trap · 18.4%
18.4% renter share against 1,609 residents produces roughly 295 rental occupants in Zilwaukee. Saginaw County voted D 0.3% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant for minor lease violations in Zilwaukee?

Yes, if the lease violation is material (meaning it significantly impacts the property or other tenants) and you follow the proper notice procedures. For non-payment, it's a 7-day notice. For other violations, it's typically a 30-day notice to cure the violation or move out, unless your lease specifies a shorter period for cure. Always consult your lease and Michigan statutes.

Q2

What if my tenant claims the property is uninhabitable?

Tenants can raise a "repair and deduct" defense if you haven't maintained the property. Keep meticulous records of all maintenance requests, repairs, and communication. If the claim is legitimate, you need to address it promptly. If it's a false claim designed to delay eviction, your documentation will be crucial in court. Don't ignore repair requests, even if a tenant is behind on rent.

Q3

Do I need a lawyer for every eviction in Zilwaukee?

While you can represent yourself in Michigan District Court, it's highly recommended to consult or hire an attorney, especially for your first eviction or if the tenant is contesting the eviction. An attorney understands the specific legal requirements, court procedures, and potential pitfalls, which can save you time and money in the long run. Consider it an investment to protect your asset.

Q4

Can I charge late fees in Zilwaukee?

Yes, if your lease agreement clearly specifies the amount and terms of late fees. Michigan law doesn't cap late fees, but they must be reasonable and reflect the actual damages incurred by the landlord due to late payment. Don't make them punitive. Clearly state in your lease when rent is considered late and what the fee will be.

Q5

What if the tenant abandons the property?

If you believe a tenant has abandoned the property, Michigan law allows you to take possession under certain circumstances, usually after a specified period of non-payment and if the tenant has clearly indicated their intent to leave (e.g., removing all belongings, turning in keys, or written notice). However, proceed with extreme caution and consider legal advice. Improperly taking possession can lead to legal liability. It's often safer to go through the formal eviction process if there's any doubt.

06Score

What this score means for landlords2

A 3.2/10 places Zilwaukee in the 80th percentile of Michigan cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.