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Ham Lake, MN Eviction Risk Score Anoka County · Minnesota · Pop. 16,702

Updated
● Moderate Risk

Ham Lake, MN sits at 5.2/10 — Moderate risk. 32.4% rent burden, 6.3% renters, ~91-day typical timeline.

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Score vs. benchmarks
Ham Lake
5.2
Anoka County
5.1
Minnesota avg
4.2
National avg
4.4
41.1%Tenant-law probabilityi
$3,714–11,351Typical eviction costi
91 daysTypical timelinei
4.54%Filing ratei
$1,685HUD 2BR FMR '25i
$1,173Median renti
32.4%Rent burdeni
6.3%Rentersi

Location & regional heat

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Sub-score breakdown

Each component on a 1–10 scale. Ticks mark the 25th, 50th, 75th, and 90th percentiles nationally.

Local political climatei
5.4
Regional political climatei
5.4
State political climate
4.3
Economic stressi
3.7
Supply constrainti
5.0
Rent-control riski
8.1
Eviction process difficulty
3.6
Tenant organizing strengthi
2.1
Housing court bias
5.4
Eviction filing rate (ground truth)i
6.6
Voucher gap (market vs HUD FMR)i
0.0
Own rentals in or near Ham Lake?
Free consultation — local rent-control exposure, notice requirements, and eviction defense risk.

About eviction risk in Ham Lake, MN

Ham Lake, MN has an eviction risk score of 5.2 out of 10, placing it in the moderate-risk tier for landlords operating in Anoka County and the state of Minnesota. The score combines local political climate, court disposition patterns, cost-of-eviction estimates, tenant organizing strength, and the likelihood of new tenant-protective legislation in the next legislative cycle.

Census ACS 2023 5-year estimates show median gross rent as a percentage of household income is 32.4% — a core driver of eviction filings, because households above 30% of income on rent are statistically more likely to miss a payment after any income shock. Median gross rent in Ham Lake is $1,173/month. About 6.3% of occupied units here are renter-occupied.

Economic stress: poverty rate 4.1%, unemployment 2.6%. Higher values correlate with higher eviction filing rates and longer court timelines.

Political climate: In 2020, Anoka County voted Republican by 1.9 points — classified as politically mixed for purposes of rent-control or just-cause expansion risk.

What this score means for landlords

At 5.2/10, Ham Lake is an elevated-risk environment. Tenant protections are stronger than the national median. Use proactive screening, document notices in writing, and understand your specific just-cause and rent-cap exposure before raising rent or terminating a tenancy.

Nearby Cities — Eviction Risk Comparison

City Distance Population Risk score
Columbus, MN 4.2 mi 4,248 5.0
Blaine, MN 5.8 mi 72,488 5.3
Andover, MN 6.9 mi 33,035 4.9
East Bethel, MN 6.9 mi 12,115 5.1
Coon Rapids, MN 7.8 mi 63,468 5.7
Circle Pines, MN 8 mi 4,968 5.3
Lino Lakes, MN 8 mi 22,113 5.2
Lexington, MN 8.1 mi 2,770 5.9

Landlord Guides & Research Tools

Deepen your research with these guides. The metrics powering this score feed directly into each breakdown.

Landlord Guides for Minnesota

Eviction Costs — Minnesota →
Filing fees, attorney fees, lost rent, sheriff lockout
Eviction Process — Minnesota →
Step-by-step timeline, notices, statute cites
Rent Control — Minnesota →
Statewide caps, local ordinances, just-cause
Tenant Screening — Minnesota →
5-point protocol, legal rules, protected classes
Tenant Protections — Minnesota →
Just cause, retaliation, habitability, entry