Fassnight Eviction Risk: Moderate , Springfield

35% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The clearest offset is rent-regulation exposure at 1/10. This is renter territory: 67% of occupied units are tenant-occupied.

Well under the midpoint, tenant-organizing strength reads 2/10. On the high side, court filing pressure reads 7.9/10.

The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Greene County average of 3.7, this tract reads riskier for landlords by 1.1 points.

Court records carry 589 eviction filings across 9 observed years. At $1,084 a month, rents run 12% over what the rest of Springfield commands.

Filings peaked in 2012 at 5.6% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.