West Central Eviction Risk: Moderate , Springfield

The poverty rate is 49%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 98% of occupied units are tenant-occupied.

Set annual rent against average income of $34,167 and the ratio lands at 43%, above the conventional 30% ceiling. Running cool, rent-regulation exposure reads 1/10.

23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. roughly one in two of renter households cross the 30%-of-income line, well above the Greene County average of 41.2%.

At $1,217 a month, rents run 26% over what the rest of Springfield commands. The voucher gap is 21.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Well under the midpoint, tenant-organizing strength reads 2/10.

Disability prevalence runs 43.5% against 31.5% nationally. Against the Greene County average of 3.7, this tract reads riskier for landlords by 1.1 points.

Inability to pay a utility bill runs 15.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Springfield. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.