O'Fallon Eviction Risk: Lower

The voucher gap is 42.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The score leans hardest on supply constraint at 9.3/10. Well under the midpoint, economic stress reads 1/10.

Running cool, eviction-process difficulty reads 1.6/10. At $1,735 a month, rents run 20% over what the rest of O'Fallon commands. Food insecurity runs 6.7% against 17.8% nationally.

Princeton's Eviction Lab logged 164 filings here across 11 tracked years. 41% of renter households cross the 30%-of-income line, above the St. Charles County average of 36.4%.

Housing insecurity runs 6.8% against 14.2% nationally. Filings peaked in 2008 at 7.5% of renter households.

In a typical year about 6.9% of renter households face a filing. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 2.7/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.