Mark Twain/I-70 Industrial Eviction Risk: Moderate

24.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. SNAP participation is 34.4% of households versus 15.2% nationally. 21% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The main counterweight is rent-regulation exposure, at 2/10. The poverty rate is 25%, which shows up in this model as reduced rent-recovery odds after a judgment.

Court records for this tract carry 1,071 eviction filings. The worst year on record was 2007, when filings touched 13.7% of renter households.

Recent filings have not receded much: 9.8% in 2017 against a 13.7% peak. At $1,066 a month, rents sit 7% over what the rest of St. Louis commands.

That places it #26 of 69 neighborhoods in St. Louis. Social vulnerability runs high at 9.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Annual rent works out to 26% of average household income of $49,468. 53% of occupied units are renter-occupied.

One tract means one number: 5.1/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.