University City Eviction Risk: Moderate

Sitting well above the midpoint, local political climate reads 8.5/10. Cost burden runs 32% here against 42.0% across St. Louis County. Running cool, rent-regulation exposure reads 1.8/10.

Severe burden reaches 14%. Those are renters paying half their income or more, and that is where non-payment filings originate. Court records carry 557 eviction filings across 8 observed years. It sits 0.7 points above the St. Louis County average of 4.0.

Inability to pay a utility bill runs 14.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2012, when 10.5% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 8.3% of renter households face a filing.

That is riskier than roughly 55% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 5.7/10, which tracks how hard a shock lands on the households already here.

Statewide the MO average is 3.8, so this tract runs 0.9 points hotter. Average gross rent is $1,270, close to the University City average. Annual rent works out to 26% of average household income of $59,263.

37% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.