Northeast Ridgewood Eviction Risk: Moderate

The clearest offset is economic stress, at 1/10. The 4 tracts inside this boundary do not behave alike. Individual scores run 3.2 to 5.2, a 2-point gap wide enough that the area average misleads on any specific address.

At $2,217 a month, rents sit 22% under what the rest of Ho-Ho-Kus commands. 15% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Food insecurity affects 6.0% of adults, 11.8 points below the national rate.

Filings are well documented here: 51 across 4 observed tracts. CDC survey data puts housing insecurity at 6.2% of adults, against 14.2% nationally.

The worst year on record was 2018, when filings touched 5.9% of renter households. Judgments average 0.1% of renter households a year, the share of filings that actually convert to an order.

At 6% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 14% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 1%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Underwrite the address, not the area: with 2 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.