Mount Pleasant Eviction Risk: Moderate

69% of renters here are cost-burdened at the 30% threshold, well clear of the Saddle River rate of 39.2%. What pushes the score up most is rent-regulation exposure at 9.4/10. On the softer side is economic stress, at 1.1/10.

SNAP participation is 2.6% of households versus 15.2% nationally. Filings are well documented here: 28 across 2 observed tracts.

3.0% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2018, when filings touched 3.0% of renter households.

The voucher gap is 11.1%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. At 12% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Rent takes 13% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Its 2 tracts score within 0.2 points of one another, so the area figure travels well to individual addresses. Average gross rent runs $2,302, close to the Saddle River average.

With little internal variation, 5.1/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.