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Shiprock, New Mexico eviction risk overview
City brief · 7,610 residents

Shiprock, NM Eviction Risk: LOW

San Juan County · Population 7,610

In 2026
Risk score
3.8
LOW

89th percentile, New Mexico.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average2.7 Now3.8
4.9 1.7 1976 · score 2.1 1977 · score 2.0 1978 · score 2.0 1979 · score 2.0 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.2 1984 · score 2.1 1985 · score 2.1 1986 · score 1.8 1987 · score 1.8 1988 · score 1.8 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.3 1993 · score 2.3 1994 · score 2.3 1995 · score 2.3 1996 · score 2.4 1997 · score 2.3 1998 · score 2.3 1999 · score 2.3 2000 · score 2.4 2001 · score 2.4 2002 · score 2.5 2003 · score 2.5 2004 · score 2.5 2005 · score 2.5 2006 · score 2.5 2007 · score 2.5 2008 · score 3.1 2009 · score 3.3 2010 · score 3.4 2011 · score 3.4 2012 · score 3.4 2013 · score 3.3 2014 · score 3.3 2015 · score 3.3 2016 · score 3.4 2017 · score 3.3 2018 · score 3.3 2019 · score 3.4 2020 · score 4.6 2021 · score 4.9 2022 · score 3.9 2023 · score 3.7 2024 · score 4.0 2025 · score 3.9 2026 · score 3.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.2 Regional 4.2 State 3.9 Economic 9.2 Supply 5.9 Rent Control 2.7 Eviction 3.3 Tenant 9.4 Housing 5.9 3.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +31.7% (2024)
    4.2
  2. Regional political climate
    County-weighted neighbor mix
    4.2
  3. State political climate
    New Mexico legislature & governorship
    3.9
  4. Economic stress
    29.0% poverty · 13.5% unemp.
    9.2
  5. Supply constraint
    $694 average · 50.9% renters
    5.9
  6. Rent Control risk
    24.6% of income on rent
    2.7
  7. Eviction process difficulty
    79 days filing → judgment
    3.3
  8. Tenant organizing strength
    50.9% renters
    9.4
  9. Housing court bias
    County bench composition
    5.9
Geographic context

Risk heat across Shiprock and the region

Click any city to see its score

How Shiprock compares

Risk score vs. peers, county, state, and the U.S.
Rank in San Juan County
Elevated
#13 of 37 cities
Rank in county, 67th percentileLowHigh
#13 of 37 cities in San Juan County for landlord eviction risk.
Rank in New Mexico
High
#88 of 518 cities
Rank in state, 83rd percentileLowHigh
#88 of 518 cities in New Mexico for landlord eviction risk.
vs. county · state · U.S.
Shiprock risk score vs. county / state / U.S.Shiprock: 3.83.8ShiprockThis cityCounty: 3.63.6Countyavg in countyState: 3.83.8Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 79d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $694/mo. A contested eviction takes 79 days and costs $2,589–$8,215 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 50.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 7,610 residents, 50.9% rent. 25% are spending 30%+ income on rent, 29.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.2
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.2 and 4.2 (GOP margin +31.7% (2024)). State climate at 3.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.3, housing court bias 5.9, rent-control risk 2.7. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 9.2
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 9.2. Supply constraint: 5.9. The numbers behind those: 29.0% poverty, 13.5% unemployment, 25% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Shiprock sits in the slow & expensive quadrant

Bubble size = population · color = risk score
00Overview

About eviction risk in Shiprock, NM

Landlording in Shiprock, New Mexico, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Shiprock is a city of 7,610 residents where 50.9% of occupied units are renter-occupied, and the typical renter spends 24.6% of income on rent. At an average rent of $694/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Shiprock eviction process actually works

Eviction process difficulty here reads 3.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Shiprock closes 79 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Shiprock's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Shiprock runs $2,589 to $8,215 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 79 days of typical timeline and $694/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.4/10 in Shiprock, and the city has limited rent control exposure (2.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New Mexico, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Shiprock: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New Mexico's statutory language. Fix those four, and most cases settle or default. Skip them, and a $8,215 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Shiprock

Trap · 28.3 POINTS
Politically, San Juan County voted Republican by 28.3 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 24.6% rent-to-income ratio, expect baseline enforcement of NMSA 47-8 UORRA.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 1,016 eviction cases were filed across the tracker's coverage area, 0.91× the historical baseline (below baseline). Past 12 months: 12,651 filings. Pandemic-era cumulative: 74,831.

  • 1,016Past month
  • 12,651Past 12 months
  • 0.91×vs baseline (past mo)
  • 21.2%Repeat-tenant filings
Notice requirement: at least three days notice (in some cases more). Filing fee: minimum filing fee of $77 (depending on the court level).
Last 36 months of filings 2023-05-01 – 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 1,392 filings (1.10× hist)2023-06-01: 1,349 filings (1.07× hist)2023-07-01: 1,274 filings (1.01× hist)2023-08-01: 1,498 filings (1.04× hist)2023-09-01: 1,296 filings (1.02× hist)2023-10-01: 1,389 filings (1.05× hist)2023-11-01: 1,118 filings (1.00× hist)2023-12-01: 1,259 filings (1.05× hist)2024-01-01: 1,222 filings (0.96× hist)2024-02-01: 1,110 filings (0.96× hist)2024-03-01: 962 filings (0.86× hist)2024-04-01: 1,039 filings (0.93× hist)2024-05-01: 1,143 filings (0.90× hist)2024-06-01: 1,179 filings (0.93× hist)2024-07-01: 1,240 filings (0.99× hist)2024-08-01: 1,375 filings (0.96× hist)2024-09-01: 1,252 filings (0.98× hist)2024-10-01: 1,265 filings (0.95× hist)2024-11-01: 1,114 filings (1.00× hist)2024-12-01: 1,145 filings (0.95× hist)2025-01-01: 1,283 filings (1.01× hist)2025-02-01: 1,009 filings (0.88× hist)2025-03-01: 958 filings (0.86× hist)2025-04-01: 1,015 filings (0.91× hist)2025-05-01: 966 filings (0.76× hist)2025-06-01: 1,010 filings (0.80× hist)2025-07-01: 1,100 filings (0.88× hist)2025-08-01: 1,078 filings (0.75× hist)2025-09-01: 1,219 filings (0.96× hist)2025-10-01: 1,114 filings (0.84× hist)2025-11-01: 981 filings (0.88× hist)2025-12-01: 1,046 filings (0.87× hist)2026-01-01: 1,127 filings (0.89× hist)2026-02-01: 1,026 filings (0.89× hist)2026-03-01: 968 filings (0.86× hist)2026-04-01: 1,016 filings (0.91× hist)
Filings climbed 5% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Can I change the locks if a tenant stops paying rent in Shiprock?

No, absolutely not. Changing locks, shutting off utilities, or removing a tenant's belongings are illegal "self-help" evictions in New Mexico. You must follow the legal eviction process through the courts. Violating this can lead to severe penalties, including fines and having to pay the tenant damages.

Q2

How long does it take for the court to schedule an eviction hearing in Shiprock?

After you file your Petition for Restitution, the court typically schedules a hearing within 10-20 days. This timeframe can vary based on the court's caseload, but it's generally a relatively quick initial hearing. Be ready to present your case at this first appearance.

Q3

Do I need an attorney for an eviction in Shiprock?

While not legally required, it's highly recommended, especially if you're new to the process or if the tenant contests the eviction. An attorney ensures proper procedures are followed, filings are correct, and your case is presented effectively. Given the potential costs and timeline of an eviction, legal expertise can save you money and headaches in the long run.

Q4

Can I charge late fees on rent in Shiprock?

Yes, you can charge reasonable late fees, but they must be clearly stated in your lease agreement. New Mexico law does not specify a maximum late fee amount, but courts generally consider fees between 5-10% of the monthly rent to be reasonable. Don't use excessive late fees as a primary source of income or a punitive measure.

Q5

What if the tenant leaves personal property after an eviction?

Under New Mexico law, you must store the tenant's property for a reasonable period, typically 30 days, and provide notice to the tenant of where it can be retrieved. If the tenant doesn't claim it within that time, you can dispose of it. Document everything, including inventory and attempts to contact the tenant. Failing to follow these rules can make you liable for the value of their property.

06Score

What this score means for landlords2

A 3.8/10 places Shiprock in the 89th percentile of New Mexico cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.