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Mohawk, New York eviction risk overview
City brief · 2,520 residents

Mohawk, NY Eviction Risk: ELEVATED

Herkimer County · Population 2,520

In 2026
Risk score
6.2
ELEVATED

14th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average3.3 Now6.2
10 5 1976 · score 1.8 1977 · score 1.9 1978 · score 1.9 1979 · score 1.9 1980 · score 1.8 1981 · score 1.9 1982 · score 1.9 1983 · score 1.9 1984 · score 1.7 1985 · score 1.7 1986 · score 1.7 1987 · score 1.7 1988 · score 2.1 1989 · score 2.2 1990 · score 2.3 1991 · score 2.3 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 3.3 1997 · score 3.4 1998 · score 3.4 1999 · score 3.4 2000 · score 3.2 2001 · score 3.3 2002 · score 3.3 2003 · score 3.3 2004 · score 3.3 2005 · score 3.4 2006 · score 3.4 2007 · score 3.5 2008 · score 4.0 2009 · score 4.1 2010 · score 4.1 2011 · score 4.2 2012 · score 4.2 2013 · score 4.2 2014 · score 4.3 2015 · score 4.4 2016 · score 4.1 2017 · score 4.3 2018 · score 4.4 2019 · score 4.7 2020 · score 5.3 2021 · score 5.3 2022 · score 5.3 2023 · score 5.3 2024 · score 5.2 2025 · score 5.0 2026 · score 6.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.3 Regional 5.3 State 7.3 Economic 4.9 Supply 4.2 Rent Control 2.0 Eviction 6.5 Tenant 5.9 Housing 4.1 6.2 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +36.4% (2024)
    5.3
  2. Regional political climate
    County-weighted neighbor mix
    5.3
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    13.1% poverty · 1.6% unemp.
    4.9
  5. Supply constraint
    $705 average · 28.4% renters
    4.2
  6. Rent Control risk
    18.8% of income on rent
    2.0
  7. Eviction process difficulty
    422 days filing → judgment
    6.5
  8. Tenant organizing strength
    28.4% renters
    5.9
  9. Housing court bias
    County bench composition
    4.1
Geographic context

Risk heat across Mohawk and the region

Click any city to see its score

How Mohawk compares

Risk score vs. peers, county, state, and the U.S.
Rank in Herkimer County
Very Low
#15 of 16 cities
Rank in county, 7th percentileBottomTop
#15 of 16 cities in Herkimer County for landlord eviction risk.
Rank in New York
Very Low
#1120 of 1,285 cities
Rank in state, 13th percentileBottomTop
#1120 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Mohawk risk score vs. county / state / U.S.Mohawk: 6.26.2MohawkThis cityCounty: 7.27.2Countyavg in countyState: 8.78.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 6.2
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 6.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+4.4 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 422d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $705/mo. A contested eviction takes 422 days and costs $20,442-$35,604 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 28.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 2,520 residents, 28.4% rent. 19% are spending 30%+ income on rent, 13.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.3 and 5.3 (GOP margin +36.4% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.5, housing court bias 4.1, rent-control risk 2. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +1.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.9. Supply constraint: 4.2. The numbers behind those: 13.1% poverty, 1.6% unemployment, 19% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Mohawk sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Utica, NY · 406d · ~$30.3k all-in ($75/day) · score 7.9 Utica New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 8.1 Buffalo Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.5 Yonkers Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 7.1 Rochester Syracuse, NY · 383d · ~$30.9k all-in ($81/day) · score 7.3 Syracuse Albany, NY · 431d · ~$28.5k all-in ($66/day) · score 8.7 Albany New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.6 New Rochelle Cheektowaga, NY · 374d · ~$26.9k all-in ($72/day) · score 7.9 Cheektowaga Mount Vernon, NY · 398d · ~$29.6k all-in ($74/day) · score 9.7 Mount Vernon Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Mohawk
Mohawk · 422d · ~$28.0k all-in ($66/day) · score 6.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Mohawk, NY

Landlording in Mohawk, New York, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 6.2/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Mohawk is a city of 2,520 residents where 28.4% of occupied units are renter-occupied, and the typical renter spends 18.8% of income on rent. At an average rent of $705/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Mohawk eviction process actually works

Eviction process difficulty here reads 6.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Mohawk closes 422 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Mohawk's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.1/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Mohawk runs $20,442 to $35,604 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 422 days of typical timeline and $705/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.9/10 in Mohawk, and the city has limited rent control exposure (2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Mohawk: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $35,604 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Mohawk

Trap · 5 POINTS
Politically, Otsego County voted Republican by 5 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 18.8% rent-to-income ratio, expect baseline enforcement of HSTPA 2019 + Good Cause 2024.
05FAQ

Frequently asked questions

Q1

What is the biggest mistake landlords make in Mohawk evictions?

The biggest mistake is trying to handle the eviction process yourself without an attorney, especially after the initial notice period. New York's laws are complex, and procedural errors can lead to significant delays, costing you more time and money. Also, accepting partial rent payments after issuing a pay-or-quit notice can inadvertently invalidate your notice and force you to restart the process.

Q2

Can I just change the locks if a tenant stops paying?

Absolutely not. That's an illegal eviction (self-help eviction) in New York and can lead to severe penalties, including fines and having to pay the tenant damages. Always follow the legal eviction process through the courts, no matter how frustrating it is.

Q3

How long does it typically take to get a court date after filing?

After filing your petition and notice, it can take anywhere from a few weeks to a few months to get your initial court date in Mohawk, depending on the court's calendar and caseload. This is just the start of the 422-day average timeline, not the end.

Q4

Are there any local rent control rules in Mohawk?

No, there are no local rent control rules specific to Mohawk. New York does have rent stabilization laws, but they primarily apply to New York City and a few other specific municipalities. Mohawk is not one of them. The rent-control-risk sub-score is 2, indicating low risk here. You can learn more at our New York rent control rules guide.

Q5

What should I do if my tenant damages the property beyond normal wear and tear?

Document everything with photos and videos immediately after the tenant moves out. Get estimates for repairs. You can deduct the cost of these damages from the security deposit, but you must provide an itemized statement within 14 days of the tenant vacating. If the damages exceed the deposit, you may need to pursue the tenant in small claims court, which is a separate legal process.

06Score

What this score means for landlords2

A 6.2/10 places Mohawk in the 14th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.