Melrose Eviction Risk: High , New York

This is renter territory: 100% of occupied units are tenant-occupied. Housing insecurity runs 37.1% against 14.2% nationally.

The severe-burden share is 30%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running hot, court filing pressure reads 9.6/10.

At $1,160 a month, rents run 36% under what the rest of New York commands. 45% of renter households cross the 30%-of-income line, well below the Bronx County average of 56.0%. On the softer side, supply constraint reads 1/10.

The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 21.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #1 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 9.8/10. Statewide the NY average is 7.7, so this tract runs 2.2 points hotter.

Of its three components the housing type and transport measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.