Neighborhood · Ranked #2,005 of 84,120 nationally

Central State Eviction Risk: High , Schenectady

Tract 36093020700 · Schenectady County, NY · pop 5,845 · neighborhood within 0.4 mi

In the Central State neighborhood of Schenectady, census tract 36093020700 scores 7.1/10 for eviction risk. That is riskier than roughly 95% of the 84,120 US census tracts we score.

63% of renter households here spend at least 30% of income on rent, a severe level, and 37% are severely burdened at 50% or more. Average gross rent is $1,259 monthly, set against $60,259 in average yearly household income, roughly 25% of income at the averages. About 35% of occupied units are renter-occupied.

Risk score

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 22% Stable renters 13% Owners 65%

Tract context

Occupied units2,056

Renter share34.9%

SVI overall0.84

Poverty rate28.3%

Median income$60,259

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.7957, -73.9158 · click any tract to drill in

Why Central State scores 8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

28.3% poverty · this tract

7.1

Supply constraint

$1,259 rent vs county FMR

3.5

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Central State compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

88%Socioeconomic
87%Household composition
80%Racial/ethnic minority
49%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
39%Grade B
40%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Central State. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.9%Housing insecurity
15.9%Utility-shutoff threat
29.3%Food insecurity
28.1%SNAP enrollment
15.5%Transit barriers
10.2%No health insurance
19.8%Frequent mental distress
34.1%Any disability

Analysis

What drives eviction risk in Central State

The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 23.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.9% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093020700

What is the eviction-risk score for census tract 36093020700?

Census tract 36093020700 in the Central State neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020700?

Median gross rent is $1,259/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.

What is the poverty rate in tract 36093020700?

28.3% of residents in tract 36093020700 live below the federal poverty line (ACS B17001, 2023). Population: 5,845.

How socially vulnerable is tract 36093020700?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 88th, household 87th, minority 80th, housing 49th.

Is tract 36093020700 considered part of Central State?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020700 fall within Central State (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 36093020700 struggle to pay rent?

About 23.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020700 compare to Schenectady overall?

Tract 36093020700 scores 8/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.