Crestmont Heights Eviction Risk: Moderate , Shelby

Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate. Disability prevalence runs 50.3% against 31.5% nationally.

49% of renter households cross the 30%-of-income line, well above the Cleveland County average of 38.8%. The poverty rate is 32%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 24.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running hot, tenant-organizing strength reads 8.2/10.

Against the Cleveland County average of 3.9, this tract reads riskier for landlords by 1.5 points. Sitting well above the midpoint, economic stress reads 7.9/10. Average gross rent is $751, 21% below the Shelby average.

The filing record is not thin: 1,605 evictions over 16 years of observation. The worst year on record was 2002, when 21.3% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.