Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #41,206 of 84,120 nationally
Light Oak Eviction Risk: Moderate , Shelby
Tract 37045950701 · Cleveland County, NC · pop 4,271 · neighborhood within 0.3 mi
Census tract 37045950701 covers part of the Light Oak area of Shelby, NC, and scores 4.5/10 on landlord eviction risk. It is home to 4,271 residents. The score leans hardest on court filing pressure at 9/10.
Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 19%
Owners 69%
Tract context
Occupied units1,473
Renter share31.0%
SVI overall0.89
Poverty rate20.2%
Median income$52,378
Percentile rank
Higher percentile = riskier than more peers.Within parent city
71
th percentile
Elevated
Within county
70
th percentile
Elevated
Within state
68
th percentile
Elevated
Geographic context
Risk heat across Shelby and the region
Centroid at 35.2894, -81.4772 · click any tract to drill in
Why Light Oak scores 4.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Shelby
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
20.2% poverty · this tract
5.1
Supply constraint
$736 rent vs county FMR
2.9
Rent control risk
Inherited from Shelby
5.9
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Shelby
8.2
Housing court bias
Inherited from Shelby
6.7
How Light Oak compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 89
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 93%Socioeconomic
- 64%Household composition
- 71%Racial/ethnic minority
- 83%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.8%Housing insecurity
- 9.0%Utility-shutoff threat
- 17.2%Food insecurity
- 15.0%SNAP enrollment
- 9.0%Transit barriers
- 10.1%No health insurance
- 16.4%Frequent mental distress
- 37.8%Any disability
Analysis
What drives eviction risk in Light Oak
Running hot, tenant-organizing strength reads 8.2/10. Average gross rent is $736, 22% below the Shelby average. Running cool, state political climate reads 2.3/10.
The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 0.6 points above the Cleveland County average of 3.9. On the national scale it lands near the 51st percentile of the 84,120 tracts scored.
Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $52,378, annual rent is just 17%.
Of its three components the socioeconomic standing measure is the most pressured. 40% of renter households spend at least 30% of income on rent. 31% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 37045950701
Q1
What is the eviction-risk score for census tract 37045950701?
Census tract 37045950701 in the Light Oak neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37045950701?
Median gross rent is $736/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37045950701?
20.2% of residents in tract 37045950701 live below the federal poverty line (ACS B17001, 2023). Population: 4,271.
Q4
How socially vulnerable is tract 37045950701?
CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 93th, household 64th, minority 71th, housing 83th.
Q5
Is tract 37045950701 considered part of Light Oak?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37045950701 fall within Light Oak (neighborhood centroid within 0.3 miles, OSM data).
Q6
What share of households in tract 37045950701 struggle to pay rent?
About 12.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37045950701 compare to Shelby overall?
Tract 37045950701 scores 4.5/10, higher than the parent city of Shelby at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shelby eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Shelby
Top eight tracts in Shelby ranked by composite eviction-risk score.
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