Neighborhood · Ranked #52,479 of 84,120 nationally
Stonegate Eviction Risk: Lower , Shelby
Tract 37045950702 ·
Cleveland County, NC · pop 3,906 · neighborhood within 0.9 mi
Census tract 37045950702 covers part of the Stonegate area of Shelby, NC, and scores 3.8/10 on landlord eviction risk. The dominant input is court filing pressure at 9/10.
Risk score
3.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%Stable renters 22%Owners 69%
Tract context
Occupied units1,708
Renter share30.6%
SVI overall0.45
Poverty rate17.0%
Median income$64,167
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Stonegate
Moderate
Within parent city
43th percentile
#5 of 8 tracts In Shelby
Moderate
Within county
57th percentile
#11 of 24 tracts In Cleveland County
Elevated
Within state
50th percentile
#1,333 of 2,660 tracts In North Carolina
Moderate
Geographic context
Risk heat across Shelby and the region
Centroid at 35.2714, -81.5007 · click any tract to drill in
Why Stonegate scores 3.8
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Shelby
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
17.0% poverty · this tract
4.2
Supply constraint
$941 rent vs county FMR
5.1
Rent control risk
Inherited from Shelby
5.9
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Shelby
8.2
Housing court bias
Inherited from Shelby
6.7
How Stonegate compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 45
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
34%Socioeconomic
63%Household composition
51%Racial/ethnic minority
45%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
14.3%Housing insecurity
9.9%Utility-shutoff threat
18.5%Food insecurity
16.3%SNAP enrollment
9.8%Transit barriers
10.5%No health insurance
17.4%Frequent mental distress
36.7%Any disability
Analysis
What drives eviction risk in Stonegate
28% of renter households cross the 30%-of-income line, well below the Cleveland County average of 38.8%. On the high side, tenant-organizing strength reads 8.2/10.
Running cool, state political climate reads 2.3/10. The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment. Nationally it ranks #52,479 of 84,120 for landlord eviction difficulty.
CDC social-vulnerability scoring puts the tract at 5/10. Rent consumes only 18% of average household income of $64,167, an unusually wide affordability cushion.
It tracks the Cleveland County average of 3.9 closely. Average gross rent is $941, close to the Shelby average. 31% of occupied units are renter-occupied.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 37045950702
Q1
What is the eviction-risk score for census tract 37045950702?
Census tract 37045950702 in the Stonegate neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37045950702?
Median gross rent is $941/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37045950702?
17.0% of residents in tract 37045950702 live below the federal poverty line (ACS B17001, 2023). Population: 3,906.
Q4
How socially vulnerable is tract 37045950702?
CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 34th, household 63th, minority 51th, housing 45th.
Q5
Is tract 37045950702 considered part of Stonegate?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37045950702 fall within Stonegate (neighborhood centroid within 0.9 miles, OSM data).
Q6
What share of households in tract 37045950702 struggle to pay rent?
About 14.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37045950702 compare to Shelby overall?
Tract 37045950702 scores 3.8/10, right in line with the parent city of Shelby at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shelby eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Shelby
Top eight tracts in Shelby ranked by composite eviction-risk score.