Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #42,763 of 84,120 nationally
Rocky Brook Eviction Risk: Lower , Shelby
Tract 37045951000 · Cleveland County, NC · pop 3,521 · neighborhood within 0.6 mi
For landlords sizing up the Rocky Brook neighborhood of Shelby, census tract 37045951000 carries a moderate eviction-risk score of 5.8/10. It lands near the 67th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 46% of renter households, a severe level, and 12% are severely burdened at 50% or more. Average rent runs $843 a month against an average household income of $66,484 a year, roughly 15% of income at the averages. About 34% of occupied units are renter-occupied.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16%
Stable renters 18%
Owners 66%
Tract context
Occupied units1,300
Renter share34.5%
SVI overall0.53
Poverty rate10.7%
Median income$66,484
Percentile rank
Higher percentile = riskier than more peers.Within parent city
14
th percentile
Very Low
Within county
30
th percentile
Low
Within state
55
th percentile
Elevated
Geographic context
Risk heat across Shelby and the region
Centroid at 35.2906, -81.5258 · click any tract to drill in
Why Rocky Brook scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Shelby
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
10.7% poverty · this tract
2.7
Supply constraint
$843 rent vs county FMR
4.1
Rent control risk
Inherited from Shelby
5.9
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Shelby
8.2
Housing court bias
Inherited from Shelby
6.7
How Rocky Brook compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 53
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 41%Socioeconomic
- 44%Household composition
- 44%Racial/ethnic minority
- 73%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 1,300Total filings over 16 yrs
- 13.59%Avg annual filing rate
- 17.1%Peak (2003)
- 91Filings in 2018 (latest validated)
Filings dropped 22% over the past 16 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.5%Housing insecurity
- 8.4%Utility-shutoff threat
- 14.9%Food insecurity
- 12.2%SNAP enrollment
- 8.2%Transit barriers
- 8.9%No health insurance
- 15.9%Frequent mental distress
- 32.2%Any disability
Analysis
What drives eviction risk in Rocky Brook
The score leans hardest on tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Shelby eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Cleveland County average of 5.7 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 1,300 eviction filings here over 16 tracked years, with about 13.6% of renter households facing a filing in a typical year. Filings peaked at 17.1% of renter households in 2003.
In CDC survey modeling, about 12.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 37045951000
Q1
What is the eviction-risk score for census tract 37045951000?
Census tract 37045951000 in the Rocky Brook neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37045951000?
Median gross rent is $843/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37045951000?
10.7% of residents in tract 37045951000 live below the federal poverty line (ACS B17001, 2023). Population: 3,521.
Q4
How socially vulnerable is tract 37045951000?
CDC Social Vulnerability Index ranks this tract in the 53th percentile nationally. Sub-themes: socioeconomic 41th, household 44th, minority 44th, housing 73th.
Q5
Is tract 37045951000 considered part of Rocky Brook?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37045951000 fall within Rocky Brook (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 37045951000?
Princeton Eviction Lab recorded 1,300 eviction filings across 16 validated years in tract 37045951000 (2000-2018). The average annual filing rate is 13.59% of renter households, peaking at 17.1% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 37045951000 struggle to pay rent?
About 12.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 37045951000 compare to Shelby overall?
Tract 37045951000 scores 3.9/10, higher than the parent city of Shelby at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shelby eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Shelby
Top eight tracts in Shelby ranked by composite eviction-risk score.
Tract · NC
Crestmont Heights
5.8
/ 10 · Elevated
Tract · NC
Gidney Homes
5.8
/ 10 · Elevated
Tract · NC
Light Oak
4.8
/ 10 · Moderate
Tract · NC
Westwood Heights
4.7
/ 10 · Moderate
Tract · NC
Stonegate
4.4
/ 10 · Moderate
Tract · NC
Carriage Run
4.1
/ 10 · Moderate
Tract · NC
37045951300
3.9
/ 10 · Low
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