Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #18,240 of 84,120 nationally
Pearl Village Eviction Risk: Moderate , Lorain
Tract 39093024000 · Lorain County, OH · pop 2,192 · neighborhood within 1.2 mi
How risky is the Pearl Village area of Lorain for landlords? Census tract 39093024000 scores 6.3/10, the Elevated tier. It lands near the 82nd percentile nationally for landlord eviction risk.
61% of renter households here spend at least 30% of income on rent, a severe level, and 19% are severely burdened at 50% or more. Average rent runs $710 a month against an average household income of $38,140 a year, roughly 22% of income at the averages. About 56% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34%
Stable renters 22%
Owners 44%
Tract context
Occupied units912
Renter share56.3%
SVI overall0.76
Poverty rate27.5%
Median income$38,140
Percentile rank
Higher percentile = riskier than more peers.Within parent city
60
th percentile
Elevated
Within county
86
th percentile
High
Within state
87
th percentile
High
Geographic context
Risk heat across Lorain and the region
Centroid at 41.4245, -82.1555 · click any tract to drill in
Why Pearl Village scores 5.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
27.5% poverty · this tract
6.9
Supply constraint
$710 rent vs county FMR
1.0
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0
How Pearl Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 92%Household composition
- 70%Racial/ethnic minority
- 38%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 275Total filings over 11 yrs
- 5.71%Avg annual filing rate
- 13.4%Peak (2002)
- 31Filings in 2018 (latest validated)
Filings dropped 46% over the past 11 months.
Comparable tracts
Census tracts with similar eviction risk
Within Pearl Village. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 25.1%Housing insecurity
- 20.1%Utility-shutoff threat
- 36.4%Food insecurity
- 36.5%SNAP enrollment
- 17.5%Transit barriers
- 18.4%No health insurance
- 22.5%Frequent mental distress
- 44.2%Any disability
Analysis
What drives eviction risk in Pearl Village
The score leans hardest on tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lorain County average of 5.3 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 1% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39093024000
Q1
What is the eviction-risk score for census tract 39093024000?
Census tract 39093024000 in the Pearl Village neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39093024000?
Median gross rent is $710/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39093024000?
27.5% of residents in tract 39093024000 live below the federal poverty line (ACS B17001, 2023). Population: 2,192.
Q4
How socially vulnerable is tract 39093024000?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 77th, household 92th, minority 70th, housing 38th.
Q5
Is tract 39093024000 considered part of Pearl Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093024000 fall within Pearl Village (neighborhood centroid within 1.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 39093024000?
Princeton Eviction Lab recorded 275 eviction filings across 11 validated years in tract 39093024000 (2000-2018). The average annual filing rate is 5.71% of renter households, peaking at 13.4% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39093024000 struggle to pay rent?
About 25.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39093024000 compare to Lorain overall?
Tract 39093024000 scores 5.5/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39093024000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lorain
Top eight tracts in Lorain ranked by composite eviction-risk score.
Tract · OH
Pearl Village
6.1
/ 10 · Elevated
Tract · OH
Evergreen Village
6
/ 10 · Elevated
Tract · OH
Downtown Lorain
6
/ 10 · Elevated
Tract · OH
South Lorain
5.9
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.8
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.6
/ 10 · Elevated
Tract · OH
South Lorain
5.5
/ 10 · Elevated
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