Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #21,564 of 84,120 nationally
Pearl Village Eviction Risk: Moderate , Lorain
Tract 39093023900 · Lorain County, OH · pop 1,486 · neighborhood within 0.5 mi
39093023900 is a census tract in the Pearl Village area of Lorain, OH. It scores 5.7/10 for landlords. It is home to 1,486 residents. 57% of renter households cross the 30%-of-income line, markedly above the Lorain County average of 40.1%.
Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 18%
Owners 58%
Tract context
Occupied units725
Renter share41.5%
SVI overall0.52
Poverty rate19.0%
Median income$50,148
Percentile rank
Higher percentile = riskier than more peers.Within parent city
30
th percentile
Low
Within county
82
th percentile
High
Within state
89
th percentile
High
Geographic context
Risk heat across Lorain and the region
Centroid at 41.4264, -82.1430 · click any tract to drill in
Why Pearl Village scores 5.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
19.0% poverty · this tract
4.7
Supply constraint
$929 rent vs county FMR
2.7
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0
How Pearl Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 52
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 71%Household composition
- 58%Racial/ethnic minority
- 25%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 4%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 171Total filings over 11 yrs
- 7.31%Avg annual filing rate
- 10.0%Peak (2015)
- 16Filings in 2018 (latest validated)
Filings climbed 78% over the past 11 months.
Comparable tracts
Census tracts with similar eviction risk
Within Pearl Village. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 17.0%Housing insecurity
- 11.6%Utility-shutoff threat
- 21.9%Food insecurity
- 17.7%SNAP enrollment
- 10.8%Transit barriers
- 13.8%No health insurance
- 19.7%Frequent mental distress
- 34.6%Any disability
Analysis
What drives eviction risk in Pearl Village
The score leans hardest on tenant-organizing strength at 8.6/10. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Against the Lorain County average of 4.1, this tract reads riskier for landlords by 1.6 points. On the high side, housing-court posture reads 8/10.
Running cool, eviction-process difficulty reads 2.1/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.
The filing record is not thin: 171 evictions over 11 years of observation. Filings peaked in 2015 at 10.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
In a typical year about 7.3% of renter households face a filing. Nationally it ranks #21,564 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 5.7/10, which tracks how hard a shock lands on the households already here.
Statewide the OH average is 4.2, so this tract runs 1.5 points hotter.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 39093023900
Q1
What is the eviction-risk score for census tract 39093023900?
Census tract 39093023900 in the Pearl Village neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39093023900?
Median gross rent is $929/month (ACS 5-year 2023, table B25064). 57% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39093023900?
19.0% of residents in tract 39093023900 live below the federal poverty line (ACS B17001, 2023). Population: 1,486.
Q4
How socially vulnerable is tract 39093023900?
CDC Social Vulnerability Index ranks this tract in the 52th percentile nationally. Sub-themes: socioeconomic 58th, household 71th, minority 58th, housing 25th.
Q5
Is tract 39093023900 considered part of Pearl Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093023900 fall within Pearl Village (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39093023900?
Princeton Eviction Lab recorded 171 eviction filings across 11 validated years in tract 39093023900 (2000-2018). The average annual filing rate is 7.31% of renter households, peaking at 10.0% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39093023900 struggle to pay rent?
About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39093023900 compare to Lorain overall?
Tract 39093023900 scores 5.7/10, higher than the parent city of Lorain at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39093023900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lorain
Top eight tracts in Lorain ranked by composite eviction-risk score.
Tract · OH
Pearl Village
5.9
/ 10 · Elevated
Tract · OH
Evergreen Village
5.9
/ 10 · Elevated
Tract · OH
HarborWalk
5.9
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
Pearl Village
5.9
/ 10 · Elevated
Tract · OH
Evergreen Village
5.9
/ 10 · Elevated
Tract · OH
Evergreen Village
5.9
/ 10 · Elevated
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