Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #29,578 of 84,120 nationally
Pearl Village Eviction Risk: Moderate , Lorain
Tract 39093023900 · Lorain County, OH · pop 1,486 · neighborhood within 0.5 mi
Census tract 39093023900 covers the Pearl Village area of Lorain, home to 1,486 residents. For landlords it grades 6.2/10, an elevated reading. It lands near the 80th percentile nationally for landlord eviction risk.
About 57% of renters carry a rent burden of 30% of income or higher, a severe level, and 19% are severely burdened at 50% or more. Average gross rent is $929 monthly, set against $50,148 in average yearly household income, roughly 22% of income at the averages. About 42% of occupied units are renter-occupied.
Risk score
4.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 18%
Owners 58%
Tract context
Occupied units725
Renter share41.5%
SVI overall0.52
Poverty rate19.0%
Median income$50,148
Percentile rank
Higher percentile = riskier than more peers.Within parent city
35
th percentile
Low
Within county
76
th percentile
High
Within state
74
th percentile
Elevated
Geographic context
Risk heat across Lorain and the region
Centroid at 41.4264, -82.1430 · click any tract to drill in
Why Pearl Village scores 4.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
19.0% poverty · this tract
4.7
Supply constraint
$929 rent vs county FMR
2.7
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0
How Pearl Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 52
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 71%Household composition
- 58%Racial/ethnic minority
- 25%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 4%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 171Total filings over 11 yrs
- 7.31%Avg annual filing rate
- 10.0%Peak (2015)
- 16Filings in 2018 (latest validated)
Filings climbed 78% over the past 11 months.
Comparable tracts
Census tracts with similar eviction risk
Within Pearl Village. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 17.0%Housing insecurity
- 11.6%Utility-shutoff threat
- 21.9%Food insecurity
- 17.7%SNAP enrollment
- 10.8%Transit barriers
- 13.8%No health insurance
- 19.7%Frequent mental distress
- 34.6%Any disability
Analysis
What drives eviction risk in Pearl Village
The score leans hardest on tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lorain County average of 5.3 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 17.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.6% faced a utility shutoff threat, a common early warning before a filing.
The tract is White and Hispanic or Latino and ranks around the 52nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39093023900
Q1
What is the eviction-risk score for census tract 39093023900?
Census tract 39093023900 in the Pearl Village neighborhood scores 4.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39093023900?
Median gross rent is $929/month (ACS 5-year 2023, table B25064). 57% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39093023900?
19.0% of residents in tract 39093023900 live below the federal poverty line (ACS B17001, 2023). Population: 1,486.
Q4
How socially vulnerable is tract 39093023900?
CDC Social Vulnerability Index ranks this tract in the 52th percentile nationally. Sub-themes: socioeconomic 58th, household 71th, minority 58th, housing 25th.
Q5
Is tract 39093023900 considered part of Pearl Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093023900 fall within Pearl Village (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39093023900?
Princeton Eviction Lab recorded 171 eviction filings across 11 validated years in tract 39093023900 (2000-2018). The average annual filing rate is 7.31% of renter households, peaking at 10.0% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39093023900 struggle to pay rent?
About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39093023900 compare to Lorain overall?
Tract 39093023900 scores 4.7/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39093023900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lorain
Top eight tracts in Lorain ranked by composite eviction-risk score.
Tract · OH
Pearl Village
6.1
/ 10 · Elevated
Tract · OH
Downtown Lorain
6
/ 10 · Elevated
Tract · OH
Evergreen Village
6
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.8
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.6
/ 10 · Elevated
Tract · OH
South Lorain
5.5
/ 10 · Elevated
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