Neighborhood · Ranked #19,618 of 84,120 nationally

Pearl Village Eviction Risk: Moderate , Lorain

Tract 39093097500 · Lorain County, OH · pop 6,229 · neighborhood within 1.0 mi

Census tract 39093097500 covers part of the Pearl Village area of Lorain, OH, and scores 5.9/10 on landlord eviction risk. Population here is 6,229. The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

5.9

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 23% Stable renters 20% Owners 57%

Tract context

Occupied units3,059

Renter share42.6%

SVI overall0.86

Poverty rate31.4%

Median income$32,904

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Lorain and the region

Centroid at 41.4297, -82.1168 · click any tract to drill in

Why Pearl Village scores 5.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Lorain

5.4

Regional political climate

2024 county presidential margin

4.9

State political climate

Ohio legislature & governorship

2.4

Economic stress

31.4% poverty · this tract

7.8

Supply constraint

$837 rent vs county FMR

1.9

Rent control risk

Inherited from Lorain

7.1

Eviction process difficulty

State law sets the calendar

2.1

Tenant organizing strength

Inherited from Lorain

8.6

Housing court bias

Inherited from Lorain

8.0

How Pearl Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

82%Socioeconomic
93%Household composition
66%Racial/ethnic minority
64%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
2%Grade C
3%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pearl Village. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

21.5%Housing insecurity
16.0%Utility-shutoff threat
29.8%Food insecurity
27.2%SNAP enrollment
14.3%Transit barriers
17.6%No health insurance
20.9%Frequent mental distress
41.0%Any disability

Analysis

What drives eviction risk in Pearl Village

Against Lorain County at 40.1%, 53% of renters here are cost-burdened. The dominant input is tenant-organizing strength at 8.6/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Lorain County average of 4.1, this tract reads riskier for landlords by 1.8 points. On the softer side, supply constraint reads 1.9/10.

Running hot, housing-court posture reads 8/10. Food insecurity runs 29.8% against 17.8% nationally.

SNAP participation runs 27.2% against 15.2% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 77% of the 84,120 US census tracts in this model. Social vulnerability reads 8.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the OH average is 4.2, so this tract runs 1.7 points hotter.

Of its three components the household composition measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 39093097500

What is the eviction-risk score for census tract 39093097500?

Census tract 39093097500 in the Pearl Village neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39093097500?

Median gross rent is $837/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.

What is the poverty rate in tract 39093097500?

31.4% of residents in tract 39093097500 live below the federal poverty line (ACS B17001, 2023). Population: 6,229.

How socially vulnerable is tract 39093097500?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 82th, household 93th, minority 66th, housing 64th.

Is tract 39093097500 considered part of Pearl Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093097500 fall within Pearl Village (neighborhood centroid within 1.0 miles, OSM data).

What share of households in tract 39093097500 struggle to pay rent?

About 21.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39093097500 compare to Lorain overall?

Tract 39093097500 scores 5.9/10, higher than the parent city of Lorain at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39093097500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 3% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Lorain

Top eight tracts in Lorain ranked by composite eviction-risk score.