Downtown Lorain Eviction Risk: Moderate

The poverty rate is 43%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Food insecurity runs 37.8% against 17.8% nationally. Running hot, tenant-organizing strength reads 8.6/10.

Against the Lorain County average of 4.1, this tract reads riskier for landlords by 1.8 points. Against Lorain County at 40.1%, roughly one in two of renters here are cost-burdened.

Sitting well above the midpoint, housing-court posture reads 8/10. Inability to pay a utility bill runs 21.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Princeton's Eviction Lab logged 810 filings here across 11 tracked years.

Filings peaked in 2015 at 23.4% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.