Within neighborhood
33
th percentile
Low
Neighborhood · Ranked #16,850 of 84,120 nationally
Downtown Lorain Eviction Risk: Moderate
Tract 39093023300 · Lorain County, OH · pop 2,327 · neighborhood within 1.2 mi
How risky is Downtown Lorain in Lorain for landlords? Census tract 39093023300 scores 6.8/10, the Elevated tier. On the national scale it ranks #7,327 of 84,120 for landlord eviction difficulty.
About 50% of renters carry a rent burden of 30% of income or higher, a severe level, and 30% are severely burdened at 50% or more. The typical renter pays about $937 a month while the average household earns $42,098 a year, roughly 27% of income at the averages. Renters make up 64% of occupied homes, a renter-majority tract.
Risk score
5.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 32%
Stable renters 32%
Owners 36%
Tract context
Occupied units928
Renter share64.1%
SVI overall0.91
Poverty rate42.6%
Median income$42,098
Percentile rank
Higher percentile = riskier than more peers.Within parent city
70
th percentile
Elevated
Within county
89
th percentile
High
Within state
89
th percentile
High
Geographic context
Risk heat across Lorain and the region
Centroid at 41.4473, -82.1759 · click any tract to drill in
Why Downtown Lorain scores 5.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lorain
5.4
Regional political climate
2024 county presidential margin
4.9
State political climate
Ohio legislature & governorship
2.4
Economic stress
42.6% poverty · this tract
10.0
Supply constraint
$937 rent vs county FMR
2.8
Rent control risk
Inherited from Lorain
7.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Lorain
8.6
Housing court bias
Inherited from Lorain
8.0
How Downtown Lorain compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 99%Socioeconomic
- 97%Household composition
- 72%Racial/ethnic minority
- 35%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 16%Grade B
- 49%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 810Total filings over 11 yrs
- 16.93%Avg annual filing rate
- 23.4%Peak (2015)
- 51Filings in 2018 (latest validated)
Filings dropped 41% over the past 11 months.
Comparable tracts
Census tracts with similar eviction risk
Within Downtown Lorain. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 27.9%Housing insecurity
- 21.4%Utility-shutoff threat
- 37.8%Food insecurity
- 36.1%SNAP enrollment
- 18.7%Transit barriers
- 20.2%No health insurance
- 23.2%Frequent mental distress
- 42.1%Any disability
Analysis
What drives eviction risk in Downtown Lorain
The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lorain eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well above the Lorain County average of 5.3 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
Princeton's Eviction Lab logged 810 eviction filings here over 11 tracked years, with about 16.9% of renter households facing a filing in a typical year. Filings peaked at 23.4% of renter households in 2015.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39093023300
Q1
What is the eviction-risk score for census tract 39093023300?
Census tract 39093023300 in the Downtown Lorain neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39093023300?
Median gross rent is $937/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39093023300?
42.6% of residents in tract 39093023300 live below the federal poverty line (ACS B17001, 2023). Population: 2,327.
Q4
How socially vulnerable is tract 39093023300?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 99th, household 97th, minority 72th, housing 35th.
Q5
Is tract 39093023300 considered part of Downtown Lorain?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39093023300 fall within Downtown Lorain (neighborhood centroid within 1.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 39093023300?
Princeton Eviction Lab recorded 810 eviction filings across 11 validated years in tract 39093023300 (2000-2018). The average annual filing rate is 16.93% of renter households, peaking at 23.4% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39093023300 struggle to pay rent?
About 27.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39093023300 compare to Lorain overall?
Tract 39093023300 scores 5.6/10, higher than the parent city of Lorain at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lorain eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39093023300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lorain
Top eight tracts in Lorain ranked by composite eviction-risk score.
Tract · OH
Pearl Village
6.1
/ 10 · Elevated
Tract · OH
Downtown Lorain
6
/ 10 · Elevated
Tract · OH
Evergreen Village
6
/ 10 · Elevated
Tract · OH
Downtown Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.9
/ 10 · Elevated
Tract · OH
South Lorain
5.8
/ 10 · Elevated
Tract · OH
South Lorain
5.5
/ 10 · Elevated
Tract · OH
Pearl Village
5.5
/ 10 · Elevated
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